285 Plainfield Ave, Berkeley Heights, NJ 07922 Property Records

Union County and Berkeley Heights Township property record for 285 Plainfield Ave, Berkeley Heights, NJ 07922

Property Summary

Property TypeSingle Family Home
Details3,171 sqft · built 1816
Lot Size0.719 acres (31,320 sqft)
Owner2 Individual Names on Record
Last Sale$925,000 (Jun 2021)
Tax Bill$19,083 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-01203-0000-00001

Property Details

APN / Parcel Number

Primary APN01-01203-0000-00001
Alternative APN
  • 010120300001

Interior

Stories2 Stories
Building Area3,171 sqft Living Area

Exterior

Year BuiltBuilt 1816
Effective Year BuiltEffective 1816
Construction TypeFrame
Lot Area31,320 sqft (0.719 acres)
Lot Dimensions182 ft deep x 172 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address285 PLAINFIELD AVE
CityBERKELEY HEIGHTS
StateNJ
Zip07922-1434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal SubdivisionBERKELEY HEIGHTS ASSOCIATION
Legal Block1203
Legal Lot Number1
JurisdictionUNION NJ
Township / Civil DivisionBERKELEY HEIGHTS
Census Block Group5
Census Block5004
Census Tract38202

Owner

Source: Union County and Berkeley Heights Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address285 PLAINFIELD AVE, BERKELEY HEIGHTS, NJ 07922-1434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITY BANK
Jun 24, 2026Deed, Transfer · Conventional Mortgage
UNITY BANK
Jun 24, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
US BANK NA
Sep 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
SPRING EQ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2021 · Amount on Record
Deed SaleJun 24, 2021 · Amount on Record
Prior SaleJul 3, 2014 · Amount on Record
Deed Document Number20216210
Deed Book / Page6418 / 550
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Recording DateJun 24, 2026
Property Address285 PLAINFIELD AVE, BERKELEY HEIGHTS, NJ 07922-1434
Document Number0000093919
Book / Page15820 / 2106
Instrument DateJun 18, 2026
Instrument202693919
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 HILLSIDE AVE, SPRINGFIELD, NJ 07081-3208

Mortgage

Document Number0000093919,
DateJun 24, 2026
Book Page15820/2106
Instrument202693919
Lender
NameUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateJun 24, 2026
Property Address285 PLAINFIELD AVE, BERKELEY HEIGHTS, NJ 07922-1434
Document Number0000055743
Book / Page6622 / 2925
Instrument DateJun 16, 2026
Instrument202655743
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyFOUNDATION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$128,775.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 PLAINFIELD AVE, BERKELEY HEIGHTS, NJ 07922-1434

Mortgage

Document Number0000093919,
DateJun 24, 2026
Instrument202693919
Lender
NameUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

June 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionUNION NJ
Recording DateJun 24, 2021
Property Address285 PLAINFIELD AVE, BERKELEY HEIGHTS, NJ 07922-1434
Document Number0064180550
Book / Page6418 / 550
Instrument DateJun 16, 2021
Instrument6210
Transaction TypeTransfer
Record UpdatedJul 8, 2021
Title CompanyGRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TTL AGCY OF BERGEN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,705.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 GREGORY CT, 14, BERKELEY HEIGHTS, NJ 07922-2132

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 PLAINFIELD AVE, BERKELEY HEIGHTS, NJ 07922-1434

Mortgage

Document Number15138
DateJun 24, 2021
Instrument15138
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address285 PLAINFIELD AVE, BERKELEY HEIGHTS, NJ 07922-1434
Document Number0145982765
Instrument DateSep 16, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 PLAINFIELD AVE BERKELEY HEIGHTS NJ 079221434, BERKELEY HEIGHTS, NJ 07922-1434

Mortgage

Document Number0145982765
DateSep 24, 2019
Book Page014598/002765
Instrument679039
Lender
NameSPRING EQ LLC
AddressPHILADELPHIA, PA 19104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 23, 2039

Tax Assessment & Valuation

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionBerkeley Heights Township
Unified School DistrictBerkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$436,700 (+0.71%) Land $121,700 Building $315,000$436,700 (+0.71%) Land $121,700 Building $315,000
2025$19,083.00 (+2.66%)$433,600 (-) Land $121,700 Building $311,900$433,600 (-) Land $121,700 Building $311,900
2024$18,588.00 (+2.1%)
2023$433,600 Land $121,700 Building $311,900$433,600 Land $121,700 Building $311,900
2022$18,206.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims28 (1987–2021)
Claims Outside the SFHA6 of 28
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims
  • Severe Storms And Flooding, Mar 2010 · 8 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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