285 Pine St, Forest City, NC 28043 Property Records

Rutherford County property record for 285 Pine St, Forest City, NC 28043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 624 sqft · built 1956
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$723,000 (Feb 2023)
Tax Bill	$157 (2022)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1623989`

Property Details

APN / Parcel Number

Primary APN	`1623989`
Alternative APN	`36682`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	624 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Porch	Open Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	36682
Street Address	285 PINE ST
City	FOREST CITY
State	NC
Zip	28043-4589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M1
Legal Description	GPIN:1548209160470000; RES PINE ST
Legal Block	2
Legal Lot Number	10C
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	3
Census Block	3005
Census Tract	960900

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	639 BOSTIC SUNSHINE HWY, BOSTIC, NC 28018-9779
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Special Warranty Deed, Transfer · Commercial Mortgage UNITED BANK
Oct 6, 2020	Warranty Deed, Transfer FLOYD E & VIRGINIA A KUNKLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2023 · Amount on Record
Deed Sale	Feb 14, 2023 · Amount on Record
Prior Sale	Oct 6, 2020 · Amount on Record
Deed Document Number	0020691274
Deed Book / Page	2069 / 1274
Record Updated	Jun 7, 2026

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 14, 2023
Property Address	285 PINE ST, FOREST CITY, NC 28043-4589
Document Number	0020691274
Book / Page	2069 / 1274
Map Reference	MB 3 PG 63
Instrument Date	Feb 10, 2023
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,446.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 MULL ST, MORGANTON, NC 28655-3315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 BOSTIC SUNSHINE HWY, BOSTIC, NC 28018-9779

Mortgage

Document Number	0020691279
Date	Feb 14, 2023
Instrument	2069/1279

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 6, 2020
Property Address	285 PINE ST, FOREST CITY, NC 28043-4589
Document Number	0020373531
Book / Page	002037 / 003531
Instrument Date	Oct 6, 2020
Instrument	3898
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$103.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 SHARON ST HICKORY NC 286018149, HICKORY, NC 28601-8149
Investor	Possibly a Property Investor

Mortgage

Document Number	20373542
Date	Oct 6, 2020
Book Page	002037/003542

Lender

Name	FLOYD E & VIRGINIA A KUNKLE
Address	250 FAIRFOREST DR, RUTHERFORDTON, NC 28139-3224
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 5, 2030

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Forest City Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$39,000 Land $12,000 Building $27,000	$39,000 Land $12,000 Building $27,000
2022	$157.00
2021	$157.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2001–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FOREST CITY serves 21,521 people · EPA ID NC0181010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pangaea Internet.

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