285 Pine St, Cedar Springs, MI 49319 Property Records

Kent County property record for 285 Pine St, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,475 sqft · built 1981
Lot Size	0.315 acres (13,721 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Sep 2021)
Tax Bill	$4,735 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-02-25-256-001`

Property Details

APN / Parcel Number

Primary APN	`41-02-25-256-001`

Interior

Full Baths	2 Baths
Building Area	1,475 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bi-Level
Lot Area	13,721 sqft (0.315 acres)
Lot Dimensions	183 ft deep x 75 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	285 PINE ST
City	CEDAR SPRINGS
State	MI
Zip	49319-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART NE 1/4 COM 843 FT E ALONG E&W 1/4 LINE FROM CEN OF SEC TH E ALONG E&W 1/4 LINE 75 FT TH N PERP TO E&W 1/4 LINE 183 FT TH
Legal Range	11W
Legal Township	10N
Legal Section	25
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	1
Census Block	1009
Census Tract	10200

Owner

285 Pine St is owned and occupied by an individual who bought it in September 2021.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	285 PINE ST, CEDAR SPRINGS, MI 49319-9685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Jul 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK
Sep 4, 2018	Warranty Deed, Transfer FIRST UNITED CU
Dec 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage GERALD J CASARI
Dec 21, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on File
Deed Sale	Sep 8, 2021 · Amount on File
Prior Sale	Sep 4, 2018 · Amount on File
Deed Document Number	202198814
Prior Transfer Date	Dec 6, 2017
Prior Transfer Doc	0000106837
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Sep 8, 2021
Property Address	285 PINE ST, CEDAR SPRINGS, MI 49319-9685
Document Number	0000098814
Instrument Date	Aug 23, 2021
Instrument	20210908-0098814
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 PINE ST, 285, CEDAR SPRINGS, MI 49319-9685

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	495 E 32ND, WHITE CLOUD, MI 49349

Mortgage

Document Number	0000098815
Date	Sep 8, 2021
Instrument	20210908-0098815

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	285 PINE ST, CEDAR SPRINGS, MI 49319-9685
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053580
Date	Jul 12, 2018
Instrument	20180712-0053580

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Sep 4, 2018
Property Address	285 PINE ST, CEDAR SPRINGS, MI 49319-9685
Document Number	0000068814
Instrument Date	Aug 31, 2018
Instrument	68814
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	SUN TITLE AGENCY/MI LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5049 STAGE AVE NW GRAND RAPIDS MI 495449717, GRAND RAPIDS, MI 49544-9717

Mortgage

Document Number	68815
Date	Sep 4, 2018
Instrument	68815

Lender

Name	FIRST UNITED CU
Type	Credit Union
Address	GRANDVILLE, MI 49418

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	285 PINE ST, CEDAR SPRINGS, MI 49319-9685
Document Number	0000104779
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2180 44TH ST SE GRAND RAPIDS MI 495085323, GRAND RAPIDS, MI 49508-5323

Mortgage

Document Number	0000104779
Date	Dec 14, 2017
Instrument	104779

Lender

Name	GERALD J CASARI
Address	4471 LEXINGTON CT, HUDSONVILLE, MI 49426-9334

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENT MI
Recording Date	Dec 21, 2017
Property Address	285 PINE ST, CEDAR SPRINGS, MI 49319-9685
Document Number	0000106837
Instrument Date	Dec 6, 2017
Instrument	106837
Transaction Type	Foreclosure
Record Updated	Jan 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$661.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2180-44 ST SE #300 GRAND RAPIDS MI 49508, 300, GRAND RAPIDS, MI 49508

Tax Assessment & Valuation

The 2025 property tax bill for 285 Pine St was $4,735.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,700 (+12.97%)	$341,400 (+12.97%)
2025	$4,735.00 Homeowner's exemption	$151,100	$302,200
2023		$109,300	$218,600
2019	$3,444.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 285 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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