285 Oregon Rd, Cheshire, CT 06410 Property Records

Cheshire Town property record for 285 Oregon Rd, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,178 sqft · built 1995
Lot Size	2.66 acres (115,870 sqft)
Owner	2 Individual Names on File
Last Sale	$526,000 (Sep 2019)
Tax Bill	$15,026 (2026)
Deeds & Mortgages	Jun 2023 Sale Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:46 B:27 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:46 B:27 L`
Alternative APNs	`CSHR M:46 B:27 L` `379200`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,178 sqft Living Area
Basement Area	1,392 sqft
Unfinished Basement	592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	115,870 sqft (2.66 acres)
Garage Type	Detached
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	379200
Street Address	285 OREGON RD
City	CHESHIRE
State	CT
Zip	06410-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	27
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	2
Census Block	2001
Census Tract	343102

Owner

285 Oregon Rd is owned and occupied by two individuals who acquired it in May 2023.

Source: Cheshire Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 OREGON RD, CHESHIRE, CT 06410-1827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Warranty Deed, Transfer
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK
Sep 19, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2019 · Amount on File
Deed Sale	Sep 19, 2019 · Amount on File
Prior Sale	Apr 13, 1995 · Amount on File
Deed Document Number	20192019003023
Deed Book / Page	2915 / 301
Last Transfer Date	May 1, 2023
Transfer Doc	003180-281
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Jun 26, 2023
Property Address	285 OREGON RD, CHESHIRE, CT 06410-1827
Document Number	003180-281
Book / Page	3180 / 281
Instrument Date	May 1, 2023
Instrument	2023001938
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	285 OREGON RD, CHESHIRE, CT 06410-1827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2812-108
Date	Aug 4, 2017
Book Page	2812/108

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Sep 19, 2019
Property Address	285 OREGON RD, CHESHIRE, CT 06410-1827
Document Number	2915-301
Book / Page	2915 / 301
Instrument Date	Sep 17, 2019
Instrument	2019003023
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003024
Date	Sep 19, 2019
Instrument	2019003024

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 285 Oregon Rd was $15,026, up 5.4% from the year before.

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,026.00 (+5.45%)	$479,150 (-) Land $132,510 Building $346,640	$896,971 (+167.43%)
2025	$14,250.00	$479,150 Land $132,510 Building $346,640	$335,405 Land $92,757 Building $242,648
2024	$14,250.00 (+13.65%)
2023	$12,539.00 (+2.48%)	$357,350 (+0.24%) Land $132,540 Building $224,810
2022	$12,235.00	$356,510 Land $132,540 Building $223,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Oregon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Oregon Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Frontier, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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