285 Orchard Cir, Commerce, GA 30529 Property Records

Jackson County property record for 285 Orchard Cir, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,298 sqft · built 1970
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Oct 2021)
Tax Bill	$1,634 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`C17 022A`

Property Details

APN / Parcel Number

Primary APN	`C17 022A`
Alternative APN	`9528`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,298 sqft Heated Area
1st Floor Area	1,298 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	23,087 sqft (0.53 acres)

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Patio Area	143 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9528
Street Address	285 ORCHARD CIR
City	COMMERCE
State	GA
Zip	30529-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 31 BLK A PIEDMONT HILLS
Legal Subdivision	PIEDMONT HILLS
Legal Block	A
Legal Lot Number	31
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2002
Census Tract	10300

Owner

285 Orchard Cir is owned and occupied by an individual who bought it in October 2021.

Source: Jackson County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	285 ORCHARD CIR, COMMERCE, GA 30529-1650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Oct 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021 · Amount on File
Deed Sale	Oct 18, 2021 · Amount on File
Prior Sale	Feb 27, 2001
Deed Document Number	20215261
Deed Book / Page	99H / 774
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	285 ORCHARD CIR, COMMERCE, GA 30529-1650
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 ORCHARD CIR, COMMERCE, GA 30529-1650

Mortgage

Document Number	00099H0000000775
Date	Nov 10, 2021
Book Page	000000099H/0000000775

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 18, 2021
Property Address	285 ORCHARD CIR, COMMERCE, GA 30529-1650
Document Number	00099H0774
Book / Page	99H / 774
Instrument Date	Oct 18, 2021
Instrument	2021-005261
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 ORCHARD CIR, COMMERCE, GA 30529-1650

Tax Assessment & Valuation

The 2025 property tax bill for 285 Orchard Cir was $1,634 with a homeowner's exemption, down 4.1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,720 (-) Land $18,000 Building $43,720	$154,300 (-) Land $45,000 Building $109,300
2025	$1,634.00 (-4.05%) Homeowner's exemption	$61,720 (-) Land $18,000 Building $43,720	$154,300 (-) Land $45,000 Building $109,300
2024	$1,703.00 (+9.45%)	$61,720 (+17.43%) Land $18,000 Building $43,720	$154,300 (+17.43%) Land $45,000 Building $109,300
2023	$1,556.00 (+17.17%)	$52,560 (+28.32%) Land $14,000 Building $38,560	$131,400 (+28.32%) Land $35,000 Building $96,400
2022	$1,328.00	$40,960 Land $10,000 Building $30,960	$102,400 Land $25,000 Building $77,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 285 Orchard Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Orchard Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.1% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Orchard Cir

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