285 Oakwood Ave, Lancaster, VA 22503 Property Records

Lancaster County property record for 285 Oakwood Ave, Lancaster, VA 22503

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,324 sqft · built 1956
Lot Size2.04 acres (88,906 sqft)
OwnerIndividual Name on File
Tax Bill$39 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN19B 3 16

Property Details

APN / Parcel Number

Primary APN19B 3 16
Alternative APN
  • 2617

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,324 sqft Living Area
Gross Area6,047 sqft
1st Floor Area2,324 sqft
FlooringHardwood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area88,906 sqft (2.04 acres)
Garage Area294 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area464 sqft
PorchPatio
Porch Area120 sqft
Deck AreaDeck Area
Patio Area120 sqft
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number2617
Street Address285 OAKWOOD AVE
CityLANCASTER
StateVA
Zip22503-3414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionGRANVILLE 2.041 AC WF09/25 LR05/3673 LR05/213-P
Legal SubdivisionGRANVILLE
JurisdictionLANCASTER VA
Township / Civil Division1
Census Block Group4
Census Block4000
Census Tract30100

Owner

285 Oakwood Ave, a single family home, is owned by an individual.

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 725, LANCASTER, VA 22503-0725
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER VA
Property Address285 OAKWOOD AVE, LANCASTER, VA 22503-3414
Transaction TypeMortgage
Record UpdatedMar 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 170000459
DateMar 14, 2017
Instrument170000459
Lender
NameCHESAPEAKE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMar 7, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 285 Oakwood Ave was $39.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$39.00$725,900 Land $291,000 Building $434,900$725,900 Land $291,000 Building $434,900
2023$3,623.00$575,200 Land $276,000 Building $299,200$575,200 Land $276,000 Building $299,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Oakwood Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 47 policies
Nearby Flood Policies47 in force
Nearby Flood Claims28 (1998–2018)
Claims Outside the SFHA4 of 28
Most Recent ClaimNov 2018 · other causes
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims
  • Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Oakwood Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
All Points Broadband
Fiber
1,000 / 1,000
Breezeline
Cable
1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oakwood Ave

Nearby Streets

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