Newton County property record for 285 Oak Ter Dr, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,834 sqft · built 2007 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Oct 2018) |
| Tax Bill | $3,104 (2025) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage Mar 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 0026G-00000-134-000 |
| Primary APN | 0026G-00000-134-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,834 sqft Heated Area |
| 1st Floor Area | 1,251 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12577 |
|---|---|
| Street Address | 285 OAK TERRACE DR |
| City | COVINGTON |
| State | GA |
| Zip | 30016-0240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 134 OAKWOOD MANOR UNII |
| Legal Subdivision | OAKWOOD MANOR |
| Legal Lot Number | 134 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 100506 |
285 Oak Ter Dr is owned and occupied by two individuals who bought it in October 2018.
Source: Newton County records, as of December 16, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 285 OAK TERRACE DR, COVINGTON, GA 30016-0240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2018 | Grant Deed, Transfer · Conventional with PMI SOUTHEAST MTG/GA |
| Mar 1, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2018 · Amount on File |
| Deed Sale | Oct 29, 2018 · Amount on File |
| Prior Sale | Feb 23, 2018 · Amount on File |
| Deed Document Number | 20184378 |
| Deed Book / Page | 3770 / 507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Nov 14, 2018 |
| Property Address | 285 OAK TERRACE DR, COVINGTON, GA 30016-0240 |
| Document Number | 0037700507 |
| Book / Page | 003770 / 000507 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 13897 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | REAL TITLE SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 285 OAK TERRACE DR COVINGTON GA 300160240, COVINGTON, GA 30016-0240 |
| Document Number | 37700509 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 003770/000509 |
| Instrument | 13898 |
| Name | SOUTHEAST MTG/GA |
|---|---|
| Type | Mortgage Company |
| Address | DULUTH, GA 30096 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 13, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Mar 1, 2018 |
| Property Address | 285 OAK TERRACE DR, COVINGTON, GA 30016-0240 |
| Document Number | 0036710035 |
| Book / Page | 003671 / 000035 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 2469 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 23, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $124.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 285 OAK TERRACE DR COVINGTON GA 300160240, COVINGTON, GA 30016-0240 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 285 Oak Ter Dr was $3,104 with a homeowner's exemption.
Source: Newton County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,104.00 Homeowner's exemption | $126,920 Land $20,000 Building $106,920 | $317,300 Land $50,000 Building $267,300 |
| 2023 | $120,560 Land $8,000 Building $112,560 | $301,400 Land $20,000 Building $281,400 | |
| 2022 | $2,994.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 285 Oak Ter Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2009–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 285 Oak Ter Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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