Northampton County property record for 285 Oak St, Wind Gap, PA 18091
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,288 sqft · built 2002 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $234,140 (Jan 2003) |
| Tax Bill | $991 (2026) |
| Deeds & Mortgages | May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | F8 11 11B-18 0626 |
| Primary APN | F8 11 11B-18 0626 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,288 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,504 sqft (0.31 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | F8 11 11B18 0626 |
|---|---|
| Street Address | 285 OAK ST |
| City | WIND GAP |
| State | PA |
| Zip | 18091-9527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | DIST:26 CITY/MUNI/TWP:PLAINFIELD TOWNSHIP |
| Legal Subdivision | HILL MOUNT ESTATES 02 SHEET 01 |
| Legal Block | 11 |
| Legal Lot Number | 11B |
| Jurisdiction | NORTHAMPTON PA |
| Township / Civil Division | PLAINFIELD |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 15500 |
285 Oak St is owned and occupied by an individual who bought it in January 2003.
Source: Northampton County records, as of March 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 285 OAK ST, WIND GAP, PA 18091-9527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2003 · Amount on File |
| Deed Sale | Jan 30, 2003 · Amount on File |
| Deed Document Number | 003-135646 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON PA |
| Property Address | 285 OAK ST, WIND GAP, PA 18091-9527 |
| Document Number | 0000015250 |
| Instrument Date | May 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2018 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 285 OAK ST WIND GAP PA 180919527, WIND GAP, PA 18091-9527 |
| Document Number | 0000015250 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 000001/120750 |
| Instrument | 15250 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WINSTON-SALEM, NC 27101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 12, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 285 Oak St was $991.
Source: Northampton County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Northampton County |
| County Subdivision | Plainfield Township |
| Unified School District | Pen Argyl Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $991.00 | $91,800 Land $29,300 Building $62,500 | |
| 2024 | $6,918.00 | $91,800 Land $29,300 Building $62,500 | |
| 1995 | $183,600 Land $58,600 Building $125,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 285 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 285 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWC BLUE MOUNTAIN private · serves 23,763 people · EPA ID PA3480055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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