285 Oak Neck Ln, West Islip, NY 11795 Property Records

Suffolk County and Islip Town property record for 285 Oak Neck Ln, West Islip, NY 11795

Property Summary

Property Type	Single Family Home
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Mar 1996)
Tax Bill	$23,061 (2024)
Deeds & Mortgages	Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`472889 475.-2-4`

Property Details

APN / Parcel Number

Primary APN	`472889 475.-2-4`
Alternative APNs	`0500-475.00-02.00-004.000` `288947500000020040000000` `472800952860` `761610`

Exterior

Lot Area	33,106 sqft (0.76 acres)
Lot Width	88.5 ft Width

Location & Zoning

Account Number	761610
Street Address	285 OAK NECK LN
City	WEST ISLIP
State	NY
Zip	11795-5121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Description	X2198756Y172326 T055H00000000WL
Legal Block	5000
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	2
Census Block	2000
Census Tract	147001

Owner

285 Oak Neck Ln is owned and occupied by two individuals who acquired it in December 2012.

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 OAK NECK LN, WEST ISLIP, NY 11795-5121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 1996 · Amount on File
Deed Sale	Mar 12, 1996 · Amount on File
Deed Book / Page	11765 / 684
Last Transfer Date	Dec 11, 2012
Transfer Doc	0127180012
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	285 OAK NECK LN, WEST ISLIP, NY 11795-5121
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233850510
Date	Feb 24, 2022
Book Page	23385/510
Instrument	DM067404

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	West Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,400 Land $26,900 Building $56,500	$1,174,648 (-) Land $378,873 Building $795,775
2024	$23,061.00		$1,174,648 (+2.54%) Land $378,873 Building $795,775
2023		$83,400 Land $26,900 Building $56,500	$1,145,604 Land $369,505 Building $776,099

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 285 Oak Neck Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	81 (1979–2020)
Claims Outside the SFHA	27 of 81
Most Recent Claim	Feb 2020 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 42 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Gloria, Sep 1985 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Oak Neck Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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