285 NW 65th St, Ocala, FL 34475 Property Records

Marion County property record for 285 NW 65th St, Ocala, FL 34475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,167 sqft · built 2008
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,900 (Jul 2026)
Tax Bill	$2,131 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1470-029-022`

Property Details

APN / Parcel Number

Primary APN	`1470-029-022`
Alternative APNs	`3020189000` `3020189`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,167 sqft Living Area
Gross Area	1,521 sqft
1st Floor Area	1,167 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	125 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	298 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	56 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	285 NW 65TH ST
City	OCALA
State	FL
Zip	34475-8539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 19 TWP 14 RGE 22 PLAT BOOK K PAGE 001 OCALA HIGHLANDS ESTATES BLK 29 LOT 22
Legal Range	22E
Legal Township	14S
Legal Section	19
Legal Subdivision	OCALA HIGHLANDS ESTATE
Legal Block	29
Legal Lot Number	22
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2049
Census Tract	1301

Owner

Source: Marion County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 NW 65TH ST, OCALA, FL 34475-8539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · FHA Mortgage HMA MORTGAGE
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Oct 8, 2020	Warranty Deed, Transfer · Conventional with PMI AMERICAN DREAM RESIDENTIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Oct 8, 2020 · Amount on Record
Deed Document Number	2026100041
Deed Book / Page	8976 / 1564
Prior Transfer Date	May 3, 2007
Prior Transfer Doc	0047821972
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jul 31, 2026
Property Address	285 NW 65TH ST, OCALA, FL 34475-8539
Document Number	0000100041
Book / Page	8976 / 1564
Instrument Date	Jul 24, 2026
Instrument	2026100041
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	BRICK CITY TITLE, BRICK CITY TITLE INSURANCE AGE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144,864.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 NW 65TH ST, OCALA, FL 34475-8539

Mortgage

Document Number	0000100042,
Date	Jul 31, 2026
Instrument	2026100042

Lender

Name	HMA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	285 NW 65TH ST, OCALA, FL 34475-8539
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 NW 65TH ST, OCALA, FL 34475-8539

Mortgage

Document Number	0087691943
Date	Nov 26, 2025
Book Page	8769/1943
Instrument	2025156633

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 24, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	285 NW 65TH ST, OCALA, FL 34475-8539
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 NW 65TH ST, OCALA, FL 34475-8539

Mortgage

Document Number	0078120062
Date	Jun 22, 2022
Book Page	7812/62
Instrument	2022091400

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Oct 8, 2020
Property Address	285 NW 65TH ST, OCALA, FL 34475-8539
Document Number	0072871790
Book / Page	007287 / 001790
Instrument Date	Sep 18, 2020
Instrument	107033
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	AFFILIATED TITLE/CTRL FL LIMITED, AFFILIATED TITLE/CTRL FL LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$839.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	285 NW 65TH ST OCALA FL 344758539, OCALA, FL 34475-8539

Mortgage

Document Number	72871792
Date	Oct 8, 2020
Book Page	007287/001792
Instrument	107034

Lender

Name	AMERICAN DREAM RESIDENTIAL LLC
Address	3960 S PINE AVE, OCALA, FL 34480-8840

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,131.00 (+6.98%) Homeowner's exemption	$145,497 (-1.15%) Land $21,507 Building $123,990	$145,497 (-1.15%) Land $21,507 Building $123,990
2023	$1,992.00 (-4.64%) Homeowner's exemption	$147,193 (+19%) Land $10,754 Building $136,439	$147,193 (+19%) Land $10,754 Building $136,439
2022	$2,089.00	$123,691 Land $10,754 Building $112,937	$123,691 Land $10,754 Building $112,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRISH ACRES serves 96 people · EPA ID FL3425126
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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