285 Neptune Dr, Groton, CT 06340 Property Records

Groton Town property record for 285 Neptune Dr, Groton, CT 06340

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,205 sqft · built 1967
Lot Size	0.475 acres (20,691 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Nov 2020)
Tax Bill	$9,837 (2025)
Deeds & Mortgages	Dec 2022 Refinance Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GROT M:260817115437`

Property Details

APN / Parcel Number

Primary APN	`GROT M:260817115437`
Alternative APNs	`260817115437` `106016000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,205 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,691 sqft (0.475 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Oil

Location & Zoning

Account Number	260817115437
Street Address	285 NEPTUNE DR
City	GROTON
State	CT
Zip	06340-5416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	2
Census Block	2002
Census Tract	702900

Owner

Source: Groton Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 NEPTUNE DR, GROTON, CT 06340-5416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Nov 17, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage LIBERTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	20205033050003
Deed Book / Page	1241 / 1122
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	285 NEPTUNE DR, GROTON, CT 06340-5416
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001286-353
Date	Dec 14, 2022
Book Page	1286/353
Instrument	5168400007

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GROTON CT
Recording Date	Nov 17, 2020
Property Address	285 NEPTUNE DR, GROTON, CT 06340-5416
Document Number	1241-1122
Book / Page	1241 / 1122
Instrument Date	Nov 12, 2020
Instrument	5033050003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 RAYNOR LN, WETHERSFIELD, CT 06109-3139
Investor	Possibly a Property Investor

Mortgage

Document Number	5033060015
Date	Nov 17, 2020
Instrument	5033060015

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,837.00	$392,070 (+1.63%) Land $218,414 Building $173,656	$274,449 Land $152,890 Building $121,559
2024	$9,837.00 (+13.79%)
2023	$8,645.00 (+2.19%)	$385,770 (-) Land $143,990 Building $241,780
2022	$8,460.00	$385,770 Land $143,990 Building $241,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON UTILITIES serves 30,200 people · EPA ID CT0590011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

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