285 N Talbert Blvd, Lexington, NC 27292 Property Records

Davidson County property record for 285 N Talbert Blvd, Lexington, NC 27292

Property Summary

Property TypeBank, Financial Building
Details1 ba · 3,667 sqft · built 1981
Lot Size0.52 acres (22,651 sqft)
OwnerCompany Name on Record
Last Sale$300,000 (Aug 2022)
Tax Bill$8,006 (2025)
Deeds & MortgagesApr 2026 Construction Loan
Aug 2022 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN11-045-0-000-0002-G

Property Details

APN / Parcel Number

Primary APN11-045-0-000-0002-G
Alternative APNs
  • 7665820
  • 9263914

Interior

Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area3,667 sqft Total Area
1st Floor Area2,539 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1985
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeRigid Frame Bar Joist
Roof MaterialTar & Gravel
Lot Area22,651 sqft (0.52 acres)
Lot Dimensions131 ft deep x 173 ft wide
Canopy1,128 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number9263914
Street Address285 N TALBERT BLVD
CityLEXINGTON
StateNC
Zip27292-4142
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeB
Legal DescriptionL2G BK2563-1649 TALBERT BL
JurisdictionDAVIDSON NC
Township / Civil DivisionLEXINGTON
Census Block Group2
Census Block2009
Census Tract61400

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address210 OAK AVE, KANNAPOLIS, NC 28081-4329
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Deed of Trust, Mortgage · Construction Mortgage
PINNACLE BANK
Aug 24, 2022Special Warranty Deed, Transfer · Line of Credit
COGENT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2022 · Amount on Record
Deed SaleAug 24, 2022 · Amount on Record
Prior SaleMar 1, 1999
Deed Document Number202219120
Deed Book / Page2563 / 1649
Prior Transfer DateMar 30, 2011
Prior Transfer Doc0020140745
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIDSON NC
Recording DateApr 28, 2026
Property Address285 N TALBERT BLVD, LEXINGTON, NC 27292-4142
Document Number0000007754
Book / Page2753 / 2066
Instrument DateApr 22, 2026
Instrument20267754
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address225 HALL RD, MOUNT ULLA, NC 28125-8655

Mortgage

Document Number0000007754,
DateApr 28, 2026
Book Page2753/2066
Instrument20267754
Lender
NamePINNACLE BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate6.38%
Max Rate-1%

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDAVIDSON NC
Recording DateAug 24, 2022
Property Address285 N TALBERT BLVD, LEXINGTON, NC 27292-4142
Document Number0025631649
Book / Page2563 / 1649
Instrument DateAug 23, 2022
Instrument2022019120
Transaction TypeTransfer
Record UpdatedSep 6, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address424 VILLAGE DR, 424, GOLDSBORO, NC 27534-8173

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 OAK AVE, KANNAPOLIS, NC 28081-4329
InvestorPossibly a Property Investor

Mortgage

Document Number0025631653
DateAug 24, 2022
Book Page2563/1653
Instrument2022019121
Lender
NameCOGENT BANK
TypeBank
AddressCHARLOTTE, NC 28210
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDavidson County
MunicipalityLexington City
Unified School DistrictLexington City Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$615,800 (-)$615,800 (-) Land $141,570 Building $474,230
2025$8,006.00 (-0.74%)$615,800 (+0.01%)$615,800 (+0.01%) Land $141,570 Building $474,230
2023$8,066.00$615,730$615,730 Land $135,910 Building $479,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LEXINGTON
serves 19,632 people · EPA ID NC0229010
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Total trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Windstream
Cable · Fiber in parts of the area
1,000 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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