Davidson County property record for 285 N Talbert Blvd, Lexington, NC 27292
| Property Type | Bank, Financial Building |
|---|---|
| Details | 1 ba · 3,667 sqft · built 1981 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Company Name on Record |
| Last Sale | $300,000 (Aug 2022) |
| Tax Bill | $8,006 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan Aug 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-045-0-000-0002-G |
| Primary APN | 11-045-0-000-0002-G |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,667 sqft Total Area |
| 1st Floor Area | 2,539 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Tar & Gravel |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 131 ft deep x 173 ft wide |
| Canopy | 1,128 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 9263914 |
|---|---|
| Street Address | 285 N TALBERT BLVD |
| City | LEXINGTON |
| State | NC |
| Zip | 27292-4142 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | B |
| Legal Description | L2G BK2563-1649 TALBERT BL |
| Jurisdiction | DAVIDSON NC |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 61400 |
Source: Davidson County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 210 OAK AVE, KANNAPOLIS, NC 28081-4329 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Construction Mortgage PINNACLE BANK |
| Aug 24, 2022 | Special Warranty Deed, Transfer · Line of Credit COGENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2022 · Amount on Record |
| Deed Sale | Aug 24, 2022 · Amount on Record |
| Prior Sale | Mar 1, 1999 |
| Deed Document Number | 202219120 |
| Deed Book / Page | 2563 / 1649 |
| Prior Transfer Date | Mar 30, 2011 |
| Prior Transfer Doc | 0020140745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | Apr 28, 2026 |
| Property Address | 285 N TALBERT BLVD, LEXINGTON, NC 27292-4142 |
| Document Number | 0000007754 |
| Book / Page | 2753 / 2066 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20267754 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 225 HALL RD, MOUNT ULLA, NC 28125-8655 |
| Document Number | 0000007754, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 2753/2066 |
| Instrument | 20267754 |
| Name | PINNACLE BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | Aug 24, 2022 |
| Property Address | 285 N TALBERT BLVD, LEXINGTON, NC 27292-4142 |
| Document Number | 0025631649 |
| Book / Page | 2563 / 1649 |
| Instrument Date | Aug 23, 2022 |
| Instrument | 2022019120 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 424 VILLAGE DR, 424, GOLDSBORO, NC 27534-8173 |
| Name | Verified Name |
|---|---|
| Address | 210 OAK AVE, KANNAPOLIS, NC 28081-4329 |
| Investor | Possibly a Property Investor |
| Document Number | 0025631653 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 2563/1653 |
| Instrument | 2022019121 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Davidson County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davidson County |
| Municipality | Lexington City |
| Unified School District | Lexington City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $615,800 (-) | $615,800 (-) Land $141,570 Building $474,230 | |
| 2025 | $8,006.00 (-0.74%) | $615,800 (+0.01%) | $615,800 (+0.01%) Land $141,570 Building $474,230 |
| 2023 | $8,066.00 | $615,730 | $615,730 Land $135,910 Building $479,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LEXINGTON serves 19,632 people · EPA ID NC0229010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Windstream Cable · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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