Lucas County property record for 285 N River Rd, Waterville, OH 43566 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1959 |
| Square Footage | 960 sqft Living Area |
| Lot Size | 54,014 sqft (1.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $128,500 (2006) |
| Tax Bill | $3,089.00 (2025) |
| Primary APN | 96-01334 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 960 sqft Living Area |
| 1st Floor | 960 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Raised Foundation |
| Lot Area | 54,014 sqft (1.24 acres) |
| Lot Width | 100 ft Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 336 sqft Garage |
| Deck Area | 300 sqft Deck |
| Heating System | Forced Air Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 285 N RIVER RD |
|---|---|
| City | WATERVILLE |
| State | OH |
| Zip | 43566-1476 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIVER TRACT NO 35 S 100 FT N 1012.65 FT PT BET CEN RIVER RD & AN |
| Legal Subdivision | RIVER TR 35 |
| Legal Tract | 35 |
| Jurisdiction | LUCAS OH |
| Minor Civil Division | ROCHE DE BOEUF |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 8905 |
Source: Lucas County records · APN 96-01334
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 285 N RIVER RD, WATERVILLE, OH 43566-1476 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 03, 2018 | Quit Claim Deed, Transfer · Line of Credit MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2006 · Amount on Record |
| Deed Sale | Jun 30, 2006 · Amount on Record |
| Prior Sale | Jun 30, 2006 · Amount on Record |
| Deed Doc Number | 0000043452 |
| Last Transfer Date | Apr 03, 2018 |
| Transfer Doc | 0000013689 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 285 N RIVER RD, WATERVILLE, OH 43566-1476 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 285 N RIVER RD, WATERVILLE, OH 43566-1476 |
| Document Number | 0000049067 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 202211140049067 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Apr 03, 2018 |
| Property Address | 285 N RIVER RD, WATERVILLE, OH 43566-1476 |
| Document Number | 0000013689 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 13689 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2018 |
| Title Company | TITLE 365 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 285 N RIVER RD WATERVILLE OH 435661476, WATERVILLE, OH 43566-1476 |
| Document Number | 13690 |
|---|---|
| Date | Apr 03, 2018 |
| Instrument | 13690 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 02, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Lucas County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Waterville City |
| Unified School District | Anthony Wayne Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,089.00 (+4.82%) | $59,570 (-) Land $19,950 Building $39,620 | |
| 2024 | $2,947.00 (+17.6%) | $59,570 (+32.66%) Land $19,950 Building $39,620 | $170,200 (+32.66%) Land $57,000 Building $113,200 |
| 2023 | $2,506.00 (-0.95%) | $44,905 (-) Land $14,000 Building $30,905 | |
| 2022 | $2,530.00 Homeowner's exemption | $44,905 Land $14,000 Building $30,905 | |
| 2021 | $128,300 Land $40,000 Building $88,300 |
Source: FEMA National Flood Hazard Layer, Lucas County (39095C), updated July 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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