285 N Lynn St, Dover, MO 64022 Property Records

Lafayette County property record for 285 N Lynn St, Dover, MO 64022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1979
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,800 (Aug 2021)
Tax Bill	$954 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-9.0-30-0-000-003.020`

Property Details

APN / Parcel Number

Primary APN	`05-9.0-30-0-000-003.020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,196 sqft Living Area
Basement Area	1,196 sqft
Flooring	Vinyl/Resilient
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	285 N LYNN ST
City	DOVER
State	MO
Zip	64022-7814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF NE1/4 OF NE1/4; 593-844, 847-977, 871-491, 2020DR5408, 2021DR4352
Legal Range	25
Legal Township	51
Legal Section	30
Jurisdiction	LAFAYETTE MO
Township / Civil Division	DOVER
Census Block Group	5
Census Block	5003
Census Tract	90200

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 N LYNN ST, DOVER, MO 64022-7814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CREDIT UNION
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Aug 19, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BETTER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2021 · Amount on Record
Deed Sale	Aug 19, 2021 · Amount on Record
Deed Document Number	2021DR4352
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	285 N LYNN ST, DOVER, MO 64022-7814
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023DR4211
Date	Nov 16, 2023
Instrument	2023DR4211

Lender

Name	COMMUNITYAMERICA CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 15, 2048

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	285 N LYNN ST, DOVER, MO 64022-7814
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023DR0729
Date	Feb 22, 2023
Instrument	2023DR0729

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Aug 19, 2021
Property Address	285 N LYNN ST, DOVER, MO 64022-7814
Document Number	2021DR4352
Instrument Date	Aug 9, 2021
Instrument	2021DR4352
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 N LYNN ST, DOVER, MO 64022-7814

Mortgage

Document Number	2021DR4353
Date	Aug 19, 2021
Instrument	2021DR4353

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Dover Town
Unified School District	Lexington R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$954.00	$13,583 (+14.01%)	$71,490 (+14.01%) Land $5,390 Building $66,100
2023		$11,914	$62,705 Land $4,725 Building $57,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAF JO SALINE COUNTY CONS PWSD 2 serves 7,180 people · EPA ID MO1024326
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Air Link Rural Broadband Fixed Wireless	25 / 3

May also be available: Brightspeed, United Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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