285 N 1st St, Sheldon, IL 60966 Property Records

Iroquois County property record for 285 N 1st St, Sheldon, IL 60966

Property Summary

Property Type	Single Family Home
Lot Size	0.342 acres (14,921 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Sep 2023)
Tax Bill	$3,913 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27 02 177 005`

Property Details

APN / Parcel Number

Primary APN	`27 02 177 005`

Exterior

Lot Area	14,921 sqft (0.342 acres)

Location & Zoning

Street Address	285 N 1ST ST
City	SHELDON
State	IL
Zip	60966-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BLK 6
Legal Block	6
Legal Lot Number	6
Jurisdiction	IROQUOIS IL
Township / Civil Division	SHELDON
Census Block Group	3
Census Block	3024
Census Tract	950500

Owner

285 N 1st St is owned and occupied by two individuals who bought it in September 2023.

Source: Iroquois County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 N 1ST ST, SHELDON, IL 60966-8020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on File
Deed Sale	Sep 8, 2023 · Amount on File
Prior Sale	Apr 14, 2009
Deed Document Number	20232577
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 8, 2023
Property Address	285 N 1ST ST, SHELDON, IL 60966-8020
Document Number	00023R2577
Map Reference	MB C PG 15
Instrument Date	Sep 7, 2023
Instrument	23R2577
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	819 W LAFAYETTE ST # ST14, ST14, WATSEKA, IL 60970-1081

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	285 N 1ST ST, WATSEKA, IL 60970

Mortgage

Document Number	00023R2578
Date	Sep 8, 2023
Instrument	23R2578

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%

Tax Assessment & Valuation

The 2025 property tax bill for 285 N 1st St was $3,913 with a homeowner's exemption.

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Sheldon Township
Municipality	Sheldon Village
Unified School District	Milford Area Public School District 124 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,913.00	$47,820 Land $3,390 Building $44,430	$143,460 Land $10,170 Building $133,290
2022	$1,421.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$37,790 Land $2,680 Building $35,110	$113,370 Land $8,040 Building $105,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 285 N 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 N 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON serves 900 people · EPA ID IL0750800
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Watch TV Fixed Wireless	100 / 20