Jackson County property record for 285 Mountain Sky Dr, Cullowhee, NC 28723
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,152 sqft · built 2009 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $965,000 (May 2023) |
| Tax Bill | $3,721 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7569-03-0817 |
| Primary APN | 7569-03-0817 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,152 sqft Heated Area |
| 1st Floor Area | 1,576 sqft |
| Basement Area | 1,576 sqft |
| Finished Basement | 1,576 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 484 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 539 sqft |
| Deck Area | 216 sqft |
| Patio Area | 841 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 285 MOUNTAIN SKY DR |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 13 MTN RIVER OF CULLOWHEE |
| Legal Subdivision | JOEL JOHNSON LAND SURVEYING |
| Legal Lot Number | 13 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CULLOWHEE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 950700 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 2723, CULLOWHEE, NC 28723-2723 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage FORWARD HOME LENDING |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Dec 7, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 31, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2023 · Amount on Record |
| Deed Sale | May 10, 2023 · Amount on Record |
| Deed Book / Page | 2355 / 1755 |
| Prior Transfer Date | Dec 4, 2020 |
| Prior Transfer Doc | 0022880495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | May 10, 2023 |
| Property Address | 285 MOUNTAIN SKY DR, CULLOWHEE, NC 28723 |
| Document Number | 0023551755 |
| Book / Page | 2355 / 1755 |
| Map Reference | CAB 17 SL 51 |
| Instrument Date | May 8, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,930.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2723, CULLOWHEE, NC 28723-2723 |
| Document Number | 0023551760 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 2355/1760 |
| Name | FORWARD HOME LENDING |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 285 MOUNTAIN SKY DR, CULLOWHEE, NC 28723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022860985 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 2286/985 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Dec 7, 2020 |
| Property Address | 285 MOUNTAIN SKY DR, CULLOWHEE, NC 28723 |
| Document Number | 0022851251 |
| Book / Page | 002285 / 001251 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 2424 CULLOWHEE NC 287232424, CULLOWHEE, NC 28723-2424 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Dec 31, 2020 |
| Property Address | 285 MOUNTAIN SKY DR, CULLOWHEE, NC 28723 |
| Document Number | 0022880495 |
| Book / Page | 002288 / 000495 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 2424 CULLOWHEE NC 287232424, CULLOWHEE, NC 28723-2424 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $979,449 (-) Land $151,720 Building $827,729 | |
| 2025 | $3,721.00 (+103.33%) | $979,449 (+103.3%) Land $151,720 Building $827,729 |
| 2023 | $1,830.00 | $481,780 Land $79,620 Building $402,160 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
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