Buncombe County property record for 285 Mockingbird Rd, Swannanoa, NC 28778
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,417 sqft · built 1988 |
| Lot Size | 3.56 acres (155,074 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $476,500 (Mar 2022) |
| Tax Bill | $3,383 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 684024-2020-202 |
| Primary APN | 684024-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,417 sqft Living Area |
| Gross Area | 3,310 sqft |
| 1st Floor Area | 1,655 sqft |
| Basement Area | 1,655 sqft |
| Finished Basement | 762 sqft |
| Unfinished Basement | 893 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Frame Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 155,074 sqft (3.56 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 374 sqft |
| Patio Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 684024-2020-202 |
|---|---|
| Street Address | 285 MOCKINGBIRD RD |
| City | SWANNANOA |
| State | NC |
| Zip | 28778-3719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SUBDIV: HICKORY RIDGE ESTATES BLOCK: LOT: 4 SECTION: 5 PLAT: 0040-0056 |
| Legal Subdivision | HICKORY RIDGE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 3103 |
285 Mockingbird Rd is owned and occupied by two individuals who bought it in March 2022.
Source: Buncombe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 285 MOCKINGBIRD RD, SWANNANOA, NC 28778-3719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2022 · Amount on File |
| Deed Sale | Mar 10, 2022 · Amount on File |
| Deed Document Number | 2022 |
| Deed Book / Page | 6194 / 549 |
| Prior Transfer Date | May 25, 2007 |
| Prior Transfer Doc | 0044112000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Mar 10, 2022 |
| Property Address | 285 MOCKINGBIRD RD, SWANNANOA, NC 28778-3719 |
| Document Number | 0061940549 |
| Book / Page | 6194 / 549 |
| Map Reference | MB 40 PG 56 |
| Instrument Date | Mar 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $953.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29 WOODSEY LN, 29, SWANNANOA, NC 28778-8600 |
| Name | Verified Name |
|---|---|
| Address | 285 MOCKINGBIRD RD, SWANNANOA, NC 28778-3719 |
| Document Number | 0006194556 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 6194/556 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2042 |
The 2025 property tax bill for 285 Mockingbird Rd was $3,383, up 8.3% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,383.00 (+8.33%) | $485,700 Land $107,600 Building $378,100 | $485,700 Land $107,600 Building $378,100 |
| 2024 | $3,123.00 (+2.97%) | ||
| 2023 | $3,033.00 | $475,400 | $475,400 Land $107,600 Building $367,800 |
| 2021 | $485,700 Land $107,600 Building $378,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 285 Mockingbird Rd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 5 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 285 Mockingbird Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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