285 Mingo Way, Townsend, DE 19734 Property Records

New Castle County property record for 285 Mingo Way, Townsend, DE 19734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,629 sqft · built 2018
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,737 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-023.32-070`

Property Details

APN / Parcel Number

Primary APN	`13-023.32-070`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,629 sqft Living Area
1st Floor Area	628 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	285 MINGO WAY
City	TOWNSEND
State	DE
Zip	19734-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Subdivision	SPRING OAKS
Legal Lot Number	106
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	3
Census Block	3038
Census Tract	16614

Owner

285 Mingo Way is owned and occupied by two individuals who acquired it in October 2021.

Source: New Castle County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 MINGO WAY, TOWNSEND, DE 19734-9439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed, Transfer · FHA Mortgage EVOLVE BANK & TRUST
Oct 2, 2018	Deed, Transfer · Conventional Mortgage PIKE CREEK MORTGAGE SERVICES INC
Aug 16, 2017	Loan Modification, Mortgage · Line of Credit WILMINGTON SVG FUND SOCIETYFSB
Jan 25, 2017	Grant Deed, Mortgage WILMINGTON SVG FUND SOCIETYFSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021
Deed Sale	Oct 21, 2021
Prior Sale	Oct 2, 2018
Deed Document Number	2021121808
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Oct 21, 2021
Property Address	285 MINGO WAY, TOWNSEND, DE 19734-9439
Document Number	0000121808
Map Reference	MF 20180920-0048095
Instrument Date	Oct 12, 2021
Instrument	20211021-0121808
Transaction Type	Transfer
Record Updated	Nov 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	285 MINGO WAY, TOWNSEND, DE 19734-9439

Mortgage

Document Number	0000121812
Date	Oct 21, 2021
Instrument	20211021-0121812

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	0000121813
Date	Oct 21, 2021
Instrument	20211021-0121813

Lender

Name	DELAWARE STATE HOUSING AUTHORITY
Type	Government Agency
Address	DOVER, DE 19901

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Oct 2, 2018
Property Address	285 MINGO WAY, TOWNSEND, DE 19734-9439
Document Number	0000050001
Map Reference	MF 201809200048095
Instrument Date	Sep 25, 2018
Instrument	20181002-0050001
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 MINGO WAY, TOWNSEND, DE 19734-9439

Mortgage

Document Number	0000050002
Date	Oct 2, 2018
Instrument	20181002-0050002

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEW CASTLE DE
Recording Date	Aug 16, 2017
Property Address	285 MINGO WAY, TOWNSEND, DE 19734-9439
Instrument Date	Aug 11, 2017
Instrument	41727
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000041727
Date	Aug 16, 2017
Instrument	41727

Lender

Name	WILMINGTON SVG FUND SOCIETYFSB

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jan 25, 2017
Property Address	285 MINGO WAY, TOWNSEND, DE 19734-9439
Instrument Date	Jan 12, 2017
Instrument	4565
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	210 MINGO WAY ST GEORGES DE 19733, ST GEORGES, DE 19733

Mortgage

Document Number	0000004565
Date	Jan 25, 2017
Instrument	4565

Lender

Name	WILMINGTON SVG FUND SOCIETYFSB

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 285 Mingo Way was $2,737.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,737.00	$339,100 Land $70,400 Building $268,700
2024			$299,790
2023	$2,683.00	$72,300 Land $11,000 Building $61,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Mingo Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Mingo Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.1% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, Xfinity.

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