285 Mills Rd, Oriental, NC 28571 Property Records

Pamlico County property record for 285 Mills Rd, Oriental, NC 28571

Property Summary

Property TypeOther Improved
Lot Size1.9 acres (82,764 sqft)
OwnerIndividual Name on Record
Last Sale$146,000 (Apr 2021)
Tax Bill$804 (2023)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNK081-146

Property Details

APN / Parcel Number

Primary APNK081-146
Alternative APNs
  • 7409844272000
  • 18901

Exterior

Foundation TypePier/Post & Beam
Lot Area82,764 sqft (1.9 acres)

Location & Zoning

Account Number18901
Street Address285 MILLS RD
CityORIENTAL
StateNC
Zip28571-8633
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOT 6 MILLS ESTATE 444/261 0004073 7409844272000
Legal SubdivisionMILLS ESTATE
Legal Tract6
Legal Lot Number6
JurisdictionPAMLICO NC
Township / Civil Division2
Census Block Group3
Census Block3040
Census Tract950202

Owner

Source: Pamlico County records, as of August 21, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address267 MILLS RD, ORIENTAL, NC 28571-8633
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2021 · Amount on Record
Deed SaleApr 30, 2021 · Amount on Record
Deed Document Number0000680252
Deed Book / Page680 / 252
Record UpdatedJun 7, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAMLICO NC
Recording DateApr 30, 2021
Property Address285 MILLS RD, ORIENTAL, NC 28571-8633
Document Number000680/252
Book / Page680 / 252
Map ReferenceCAB A SL 46-10
Instrument DateApr 22, 2021
Transaction TypeTransfer
Record UpdatedSep 20, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$292.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3501 CASHMERE LN, NEW BERN, NC 28562-8669

Mortgage

Document Number0000680255
DateApr 30, 2021
Instrument680/255
Lender
NameUNITED BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateMay 1, 2026
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change6.12%
Index1-Year CMT
Margin4
Max Rate10.1%

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPamlico County
Unified School DistrictPamlico County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$804.00$122,806 Land $103,600 Building $19,206$122,806 Land $103,600 Building $19,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 284 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies284 in force
Nearby Flood Claims171 (1999–2019)
Claims Outside the SFHA13 of 171
Most Recent ClaimSep 2019 · Hurricane Dorian
Claims by Event
  • Hurricane Florence, Sep 2018 · 95 claims
  • Hurricane Irene, Aug 2011 · 48 claims
  • Hurricane Isabel, Sep 2003 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 80% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAMLICO COUNTY WATER
serves 19,665 people · EPA ID NC0469025
Water SourceGroundwater
Last State InspectionNov 2024
Lead10 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Brightspeed
Fiber
940 / 940

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Mills Rd

Nearby Streets

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