285 Midway Xing, Cornelia, GA 30531 Property Records

Habersham County property record for 285 Midway Xing, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1942
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$76,000 (Aug 2019)
Tax Bill	$1,256 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`080 083`

Property Details

APN / Parcel Number

Primary APN	`080 083`
Alternative APNs	`677401` `394183`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Heated Area
Gross Area	1,320 sqft
1st Floor Area	1,120 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1972
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	200 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	394183
Street Address	285 MIDWAY XING
City	CORNELIA
State	GA
Zip	30531-5790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-81 LTS 16 17 PART 15 DB 1344-548
Legal Subdivision	JAMES T CHURCH SUB
Legal Lot Number	16
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	3
Census Block	3038
Census Tract	502

Owner

285 Midway Xing is owned and occupied by two individuals who bought it in August 2019.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 MIDWAY XING, CORNELIA, GA 30531-5790
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE
Aug 23, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Deed Document Number	20191584
Deed Book / Page	1200 / 149
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Aug 18, 2023
Property Address	285 MIDWAY XING, CORNELIA, GA 30531-5790
Document Number	001344/548
Book / Page	1344 / 548
Instrument Date	Aug 18, 2023
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 MIDWAY XING, CORNELIA, GA 30531-5790

Mortgage

Document Number	0001344550
Date	Aug 18, 2023
Instrument	1344/550

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Aug 23, 2019
Property Address	285 MIDWAY XING, CORNELIA, GA 30531-5790
Document Number	001200/149
Book / Page	1200 / 149
Instrument Date	Aug 23, 2019
Instrument	2019-001584
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 MIDWAY XING, CORNELIA, GA 30531-5790

Tax Assessment & Valuation

The 2026 property tax bill for 285 Midway Xing was $1,256, up 0.1% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,256.00 (+0.08%)	$55,092 (+6.04%) Land $8,040 Building $47,052	$137,732 (+6.04%) Land $20,101 Building $117,631
2025	$1,255.00	$51,956 Land $8,040 Building $43,916	$129,892 Land $20,101 Building $109,791
2023	$987.00 (+12.93%)	$38,060 (+12.94%) Land $7,200 Building $30,860	$95,150 (+12.94%) Land $18,000 Building $77,150
2022	$874.00	$33,700 Land $7,200 Building $26,500	$84,250 Land $18,000 Building $66,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 285 Midway Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Midway Xing is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEMOREST serves 18,049 people · EPA ID GA1370004
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25

May also be available: Point Broadband, Verizon.

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