285 Middlesex Ave, Chester, CT 06412 Property Records

Chester Town property record for 285 Middlesex Ave, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,968 sqft · built 1965
Lot Size	16.4 acres (714,384 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jul 2019)
Tax Bill	$9,759 (2025)
Deeds & Mortgages	Apr 2020 Refinance Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHES M:4 B:133`

Property Details

APN / Parcel Number

Primary APN	`CHES M:4 B:133`
Alternative APNs	`CSTR M:4 B:133` `00072800` `72800`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
Gross Area	3,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Tar & Gravel
Lot Area	714,384 sqft (16.4 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	72800
Street Address	285 MIDDLESEX AVE
City	CHESTER
State	CT
Zip	06412-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	133
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	3
Census Block	3005
Census Tract	600100

Owner

285 Middlesex Ave is owned and occupied by two individuals who bought it in July 2019.

Source: Chester Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 MIDDLESEX AVE, CHESTER, CT 06412-1217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Jul 3, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ESSEX SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2019 · Amount on File
Deed Sale	Jul 3, 2019 · Amount on File
Prior Sale	Jan 16, 2015 · Amount on File
Deed Book / Page	172 / 516
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	285 MIDDLESEX AVE, CHESTER, CT 06412-1217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	174-548
Date	Apr 20, 2020
Book Page	174/548

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	May 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Jul 3, 2019
Property Address	285 MIDDLESEX AVE, CHESTER, CT 06412-1217
Document Number	172-516
Book / Page	172 / 516
Instrument Date	Jun 23, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	172519
Date	Jul 3, 2019
Instrument	172/519

Lender

Name	ESSEX SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 285 Middlesex Ave was $9,759.

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,759.00	$360,360 Land $170,590 Building $189,770	$252,252 Land $119,413 Building $132,839
2024	$9,759.00 (+41.27%)
2023	$6,908.00 (+0.67%)	$232,600 (-) Land $103,560 Building $129,040
2022	$6,862.00	$232,600 Land $103,560 Building $129,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Middlesex Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Middlesex Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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