Grayson County property record for 285 Mid Ridge Ln, Independence, VA 24348
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 784 sqft · built 1988 |
| Lot Size | 5.38 acres (234,701 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $231,000 (Sep 2021) |
| Tax Bill | $872 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 75-4-3 |
| Primary APN | 75-4-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 784 sqft Living Area |
| Gross Area | 1,781 sqft |
| 1st Floor Area | 784 sqft |
| Basement Area | 784 sqft |
| Unfinished Basement | 784 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 234,701 sqft (5.38 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 143 sqft |
| Deck Area | 70 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 4654 |
|---|---|
| Street Address | 285 MID RIDGE LN |
| City | INDEPENDENCE |
| State | VA |
| Zip | 24348-3647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF |
| Legal Description | 5.388 75-4-3 |
| Legal Subdivision | COLLINSWOOD SD |
| Jurisdiction | GRAYSON VA |
| Township / Civil Division | ELK CREEK |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 60201 |
Source: Grayson County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 285 MID RIDGE LN, INDEPENDENCE, VA 24348-3647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on Record |
| Deed Sale | Sep 28, 2021 · Amount on Record |
| Deed Document Number | 20212168 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON VA |
| Recording Date | Sep 28, 2021 |
| Property Address | 285 MID RIDGE LN, INDEPENDENCE, VA 24348-3647 |
| Document Number | 0210002168 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 210002168 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Title Company | CENTURY TITLE COMPANY, CENTURY TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 285 MID RIDGE LN, INDEPENDENCE, VA 24348 |
| Document Number | 0210002169 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 210002169 |
| Name | SILVERTON MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Grayson County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Grayson County |
| Unified School District | Grayson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $872.00 (-15.18%) | $150,500 (-) Land $36,200 Building $114,300 | $150,500 (-) Land $36,200 Building $114,300 |
| 2023 | $1,028.00 | $150,500 Land $36,200 Building $114,300 | $150,500 Land $36,200 Building $114,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigaBeam Networks Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G and 4G LTE (outdoors only)
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