285 Margaret St, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh City property record for 285 Margaret St, Plattsburgh, NY 12901

Property Summary

Property Type	Mixed Use Store/Office
Details	1,296 sqft · built 1965
Lot Size	0.374 acres (16,320 sqft)
Owner	Company Name on Record
Last Sale	$95,000 (Aug 2019)
Tax Bill	$3,116 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091300 207.11-2-33`

Property Details

APN / Parcel Number

Primary APN	`091300 207.11-2-33`
Alternative APN	`130020701100020330000000`

Interior

Stories	1 Story
Building Area	1,296 sqft Gross Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	16,320 sqft (0.374 acres)
Lot Dimensions	120 ft deep x 136 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	285 MARGARET ST
City	PLATTSBURGH
State	NY
Zip	12901-1717
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	05 - COMME
Legal Description	STORE & LOT
Legal Block	2
Legal Lot Number	33.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	2
Census Block	2002
Census Tract	100902

Owner

Source: Clinton County and Plattsburgh City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	26 RILEY AVE, PLATTSBURGH, NY 12901-1751
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2019 · Amount on Record
Deed Sale	Aug 7, 2019 · Amount on Record
Prior Sale	Oct 10, 1996 · Amount on Record
Deed Document Number	2019302449
Prior Transfer Date	Oct 7, 2013
Prior Transfer Doc	0000020132/000006053
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Aug 7, 2019
Property Address	285 MARGARET ST, PLATTSBURGH, NY 12901-1717
Document Number	0000302449
Instrument Date	Aug 1, 2019
Instrument	302449
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	CLINTON ABSTRACT, CLINTON ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	285 MARGARET ST PLATTSBURGH NY 129011717, PLATTSBURGH, NY 12901-1717

Mortgage

Document Number	302450
Date	Aug 7, 2019
Instrument	302450

Lender

Name	NEIL S FORTIN
Address	147 KENT FALLS RD, MORRISONVILLE, NY 12962-3009
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Aug 6, 2024

Interest

Rate	6%

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
Municipality	Plattsburgh City
Unified School District	Plattsburgh City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,116.00 (+110.83%)
2025	$1,478.00	$112,000 (-) Land $32,300 Building $79,700	$112,000 (-) Land $32,300 Building $79,700
2023		$112,000 Land $32,300 Building $79,700	$112,000 Land $32,300 Building $79,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CITY serves 24,173 people · EPA ID NY0900217
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Westelcom Networks.

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