285 Maple St, Saint Paul, MN 55106 Property Records

Ramsey County property record for 285 Maple St, Saint Paul, MN 55106

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 1,902 sqft · built 1977
Lot Size	0.271 acres (11,808 sqft)
Owner	2 Individual Names on File
Last Sale	$281,900 (Feb 2024)
Tax Bill	$6,180 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-29-22-14-0223`

Property Details

APN / Parcel Number

Primary APN	`32-29-22-14-0223`
Alternative APNs	`8359500` `404155`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,902 sqft Living Area
1st Floor Area	1,150 sqft
Basement Area	182 sqft
Finished Basement	182 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1979
Architectural Style	Bi-Level
Exterior Material	Frame/Wood
Construction Type	Wood
Lot Area	11,808 sqft (0.271 acres)
Lot Dimensions	123 ft deep x 96 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	404155
Street Address	285 MAPLE ST
City	SAINT PAUL
State	MN
Zip	55106-5527
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LYMAN DAYTON ADDITION NELY 1/2 OF LOT 3 & ALL OF LOT 1 & LOT 2 BLK 37
Legal Range	22
Legal Township	29
Legal Section	32
Legal Subdivision	LYMAN DAYTON ADDITION
Legal Block	37
Legal Lot Number	3,1,2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2003
Census Tract	34400

Owner

285 Maple St, a duplex, is owned and occupied by two individuals who bought it in February 2024.

Source: Ramsey County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 MAPLE ST, SAINT PAUL, MN 55106-5527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2024 · Amount on File
Deed Sale	Feb 6, 2024 · Amount on File
Prior Sale	Feb 6, 2024 · Amount on File
Deed Document Number	20245016015
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	285 MAPLE ST, SAINT PAUL, MN 55106-5527
Document Number	0004704072
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 13, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 MAPLE ST ST PAUL MN 551065527, ST PAUL, MN 55106-5527

Mortgage

Document Number	0004704072
Date	Apr 2, 2018
Instrument	4704072

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 285 Maple St was $6,180 with a homeowner's exemption, up 25.9% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,700 (+2.93%) Land $48,800 Building $340,900	$389,700 (+2.93%) Land $48,800 Building $340,900
2025	$6,180.00 (+25.92%) Homeowner's exemption	$378,600 Land $48,800 Building $329,800	$378,600 Land $48,800 Building $329,800
2024	$4,908.00 (+2.89%)
2023	$4,770.00 Homeowner's exemption	$312,000 Land $25,400 Building $286,600	$312,000 Land $25,400 Building $286,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Maple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 285 Maple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, T-Mobile.

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