Berkeley County property record for 285 Lucca Dr, Summerville, SC 29486
| Property Type | Single Family Home |
|---|---|
| Details | 2,857 sqft · built 2021 |
| Lot Size | 0.162 acres (7,082 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $426,500 (Nov 2021) |
| Tax Bill | $1,910 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-06-03-042 |
| Primary APN | 179-06-03-042 |
|---|---|
| Alternative APN |
|
| Building Area | 2,857 sqft Finished Area |
|---|---|
| 1st Floor Area | 1,780 sqft |
| 2nd Floor Area | 1,077 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,082 sqft (0.162 acres) |
| Garage Area | 420 sqft |
| Porch | Slab |
| Street Address | 285 LUCCA DR |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-8416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | LOT 149WOODWINDS-PH 2@CANE BAY |
| Legal Subdivision | WILDCAT (WOODWINDS) |
| Legal Lot Number | 149 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20711 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 285 LUCCA DR, SUMMERVILLE, SC 29486-8416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed of Trust, Mortgage · Line of Credit CPM FCU |
| Nov 24, 2021 | Limited Warranty Deed, Transfer · VA Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on Record |
| Deed Sale | Nov 24, 2021 · Amount on Record |
| Deed Document Number | 202155417 |
| Deed Book / Page | 4059 / 931 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 285 LUCCA DR, SUMMERVILLE, SC 29486-8416 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 04425/0903 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 4425/903 |
| Instrument | 2022044716 |
| Name | CPM FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 25, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Nov 24, 2021 |
| Property Address | 285 LUCCA DR, SUMMERVILLE, SC 29486-8416 |
| Document Number | 04059/0931 |
| Book / Page | 4059 / 931 |
| Map Reference | DOC 2020033772 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 2021055417 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,578.05 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 285 LUCCA DR, SUMMERVILLE, SC 29486-8416 |
| Document Number | 2021055418 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021055418 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444,800 (+2,4%) Land $130,000 Building $314,800 | $444,800 (-) Land $130,000 Building $314,800 | |
| 2025 | $1,910.00 (+3.69%) | $17,792 (-) Land $5,200 Building $12,592 | $444,800 (-) Land $130,000 Building $314,800 |
| 2024 | $1,842.00 (-7.85%) Homeowner's exemption | $17,792 (+6.13%) Land $5,200 Building $12,592 | $444,800 (+6.13%) Land $130,000 Building $314,800 |
| 2022 | $1,999.00 Homeowner's exemption | $16,764 Land $3,600 Building $13,164 | $419,100 Land $90,000 Building $329,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 277 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 277 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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