Santa Cruz County property record for 285 Kessler Way, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,840 sqft · built 1978 |
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,662 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Apr 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-362-06 |
| Primary APN | 077-362-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,840 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,189 sqft (0.188 acres) |
| Terrain | Steep |
| Deck Area | 295 sqft |
| Patio Area | 295 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 285 KESSLER WAY |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 120600 |
285 Kessler Way is owned and occupied by an individual who acquired it in March 2023.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 285 KESSLER WAY, BEN LOMOND, CA 95005-9464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Intrafamily Transfer, Transfer |
| Apr 5, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 31, 2023 |
| Transfer Doc | 0000005969 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 17, 2026 |
| Property Address | 285 KESSLER WAY, BEN LOMOND, CA 95005-9464 |
| Document Number | 0000003521 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 2026-0003521 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 285 KESSLER WAY, BEN LOMOND, CA 95005-9464 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 5, 2023 |
| Property Address | 285 KESSLER WAY, BEN LOMOND, CA 95005-9464 |
| Document Number | 0000005969 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023-0005969 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 285 KESSLER WAY, BEN LOMOND, CA 95005-9464 |
The 2025 property tax bill for 285 Kessler Way was $3,662.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,262 (+2%) Land $101,567 Building $174,695 | ||
| 2025 | $3,662.00 | $270,845 Land $99,575 Building $171,270 | |
| 2023 | $3,447.00 (+2.5%) | $260,328 Land $95,709 Building $164,619 | $893,430 |
| 2022 | $3,363.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 285 Kessler Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1995–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 285 Kessler Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures