Elko County property record for 285 Keppler Dr, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,726 sqft · built 1973 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $366,000 (Feb 2019) |
| Tax Bill | $2,369 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-551-008 |
| Primary APN | 001-551-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,726 sqft Living Area |
| 1st Floor Area | 1,363 sqft |
| Basement Area | 1,363 sqft |
| Finished Basement | 1,363 sqft |
| Interior Walls | Concrete |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 649 sqft |
| Patio Area | 500 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Wood |
| Street Address | 285 KEPPLER DR |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-2527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | RUBY VIEW HEIGHTS SUBDIVISION FILE 17686 |
| Legal Subdivision | RUBY VIEW HEIGHTS SUB |
| Legal Block | A |
| Legal Lot Number | 37 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 950702 |
285 Keppler Dr is owned and occupied by two individuals who bought it in February 2019.
Source: Elko County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 285 KEPPLER DR, ELKO, NV 89801-2527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 8, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 8, 2019 | Bargain and Sale Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP |
| Sep 17, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2019 · Amount on File |
| Deed Sale | Feb 8, 2019 · Amount on File |
| Prior Sale | Apr 30, 2013 · Amount on File |
| Deed Document Number | 2019751445 |
| Prior Transfer Date | Sep 14, 2018 |
| Prior Transfer Doc | 0000746039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 285 KEPPLER DR, ELKO, NV 89801-2527 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | FIRST AMERICAN TITLE INC COMPANY, FIRST AMERICAN TITLEINS CO |
| Name | Verified Name |
|---|
| Document Number | 0000784901 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 784901 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 285 KEPPLER DR, ELKO, NV 89801-2527 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000761684 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 761684 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Apr 1, 2049 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Feb 8, 2019 |
| Property Address | 285 KEPPLER DR, ELKO, NV 89801-2527 |
| Document Number | 0000751445 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 751445 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | STEWART TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,427.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27271 LAS RAMBLAS # 120, 27271, MISSION VIEJO, CA 92691-8041 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 285 KEPPLER DR, ELKO, NV 89801-2527 |
| Document Number | 0000751446 |
|---|---|
| Date | Feb 8, 2019 |
| Instrument | 751446 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 17, 2018 |
| Property Address | 285 KEPPLER DR, ELKO, NV 89801-2527 |
| Document Number | 0000746039 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 746039 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $35.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 285 KEPPLER DR ELKO NV 898012527, ELKO, NV 89801-2527 |
The 2026 property tax bill for 285 Keppler Dr was $2,369, up 3% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,369.00 (+3%) | $72,269 (-0.43%) Land $23,800 Building $48,469 | $206,483 (-0.43%) Land $68,000 Building $138,483 |
| 2025 | $2,300.00 | $72,581 Land $23,800 Building $48,781 | $207,374 Land $68,000 Building $139,374 |
| 2023 | $1,955.00 (+3%) | $58,677 (+9.99%) Land $15,750 Building $42,927 | $167,649 (+9.99%) Land $45,000 Building $122,649 |
| 2022 | $1,898.00 | $53,347 Land $15,750 Building $37,597 | $152,420 Land $45,000 Building $107,420 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 285 Keppler Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 285 Keppler Dr is high, ranking above 85% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 64% of Nevada |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Anthem Broadband of Nevada, AT&T, Rise Broadband, Zito Media.
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