285 Jordan Dr, Centre, AL 35960 Property Records

Cherokee County property record for 285 Jordan Dr, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,822 sqft · built 2009
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Feb 2026)
Deeds & Mortgages	Aug 2008 Mortgage May 2008 Construction Loan + 5 more
Flood Zone	Zone AE (high risk)
APN	`13-14-05-15-3-000-001.001`

Property Details

APN / Parcel Number

Primary APN	`13-14-05-15-3-000-001.001`
Alternative APNs	`ALT APN:1405153000001001` `209573` `213638`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,822 sqft Living Area
1st Floor Area	1,822 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Patio
Porch Area	258 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	213638
Street Address	285 JORDAN DR
City	CENTRE
State	AL
Zip	35960-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM @ THE NE COR SW1/4;SLY168 TO POB;S519;NW116;N397;ELY127 TO POB
Legal Range	09E
Legal Township	10S
Legal Section	15
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	3
Census Block	3027
Census Tract	956000

Owner

285 Jordan Dr is owned by two individuals who bought it in February 2026.

Source: Cherokee County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 93, DALLAS, GA 30132-0002
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2008	Deed of Trust, Mortgage GREATER ROME BANK
May 28, 2008	Deed of Trust, Mortgage · Construction Mortgage GREATER ROME BANK
Oct 26, 2010	Deed of Trust, Mortgage REGIONS BANK D/B/A REGIONS MORTGAGE
Feb 13, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 10, 2021	Quit Claim Deed, Transfer · VA Mortgage CLEARPATH LENDING
Oct 1, 2020	Deed, Transfer
Apr 30, 2020	Survivorship Deed, Transfer · VA Mortgage ACOPIA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Prior Sale	Nov 10, 2021 · Amount on File
Deed Document Number	2026242461
Prior Transfer Date	Oct 11, 2021
Prior Transfer Doc	0000221352
Record Updated	Sep 20, 2026

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	285 JORDAN DR, CENTRE, AL 35960-2403
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155830
Date	Aug 15, 2008
Instrument	155830

Lender

Name	GREATER ROME BANK
Address	1490 MARTHA BERRY BLVD NE, ROME, GA 30165

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2038

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	285 JORDAN DR, CENTRE, AL 35960-2403
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154365
Date	May 28, 2008
Instrument	154365

Lender

Name	GREATER ROME BANK
Type	Seller
Address	PO BOX 529, ROME, GA 30162

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Feb 15, 2009

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	285 JORDAN DR, CENTRE, AL 35960-2403
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000166871
Date	Oct 26, 2010
Instrument	166871

Lender

Name	REGIONS BANK D/B/A REGIONS MORTGAGE
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Amount	Amount on Record
Term	179 Months
Due	Sep 1, 2025

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 13, 2026
Property Address	285 JORDAN DR, CENTRE, AL 35960-2403
Document Number	0000242461
Instrument Date	Feb 13, 2026
Instrument	242461
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 JORDAN DR, CENTRE, AL 35960-2403

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 93, DALLAS, GA 30132-0002

Mortgage

Document Number	0000242462
Date	Feb 13, 2026
Instrument	242462

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 10, 2021
Property Address	285 JORDAN DR, CENTRE, AL 35960-2403
Document Number	0000221352
Instrument Date	Oct 11, 2021
Instrument	221352
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 JORDAN DR, CENTRE, AL 35960-2403

Mortgage

Document Number	0000221353
Date	Nov 10, 2021
Instrument	221353

Lender

Name	CLEARPATH LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE AL
Recording Date	Oct 1, 2020
Property Address	285 JORDAN DR, CENTRE, AL 35960-2403
Document Number	0000214535
Map Reference	DOC 211893
Instrument Date	Oct 1, 2020
Instrument	214535
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 JORDAN DR, CENTRE, AL 35960-2403

April 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 30, 2020
Property Address	285 JORDAN DR, CENTRE, AL 35960-2403
Document Number	0000211893
Instrument Date	Apr 29, 2020
Instrument	211893
Transaction Type	Transfer
Record Updated	Dec 10, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1777 VISTA TRCE, DECATUR, GA 30033-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 JORDAN DR, CENTRE, AL 35960-2403

Mortgage

Document Number	0000211894
Date	Apr 30, 2020
Instrument	211894

Lender

Name	ACOPIA LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Centre City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,720 Land $12,320 Building $16,400	$302,400 Land $123,100 Building $179,300
2023	Additional exemption filed	$29,440 (+125.77%)	$294,300 (-) Land $115,000 Building $179,300
2022	Additional exemption filed	$13,040 Land $11,500 Building $1,540	$294,300 Land $115,000 Building $179,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 285 Jordan Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Jordan Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
Killians Electronics Fixed Wireless	25 / 10

May also be available: Spectrum, T-Mobile, Verizon.

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