285 James Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 285 James Dr, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,250 sqft · built 1959
Lot Size0.246 acres (10,732 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Feb 2021)
Tax Bill$9,024 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-22-27-8016-00-160

Property Details

APN / Parcel Number

Primary APN14-22-27-8016-00-160
Alternative APNs
  • 272214801600160
  • 113825
  • 114472
  • 115758

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms1 Room
Stories1 Story
Building Area2,250 sqft Living Area
Gross Area3,308 sqft
1st Floor Area2,250 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block/Stucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,732 sqft (0.246 acres)
Garage TypeAttached
Garage Area621 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area437 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address285 JAMES DR
CityWINTER GARDEN
StateFL
Zip34787-2822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionSHOWALTER PARK T/6 LOT 16
Legal Range27E
Legal Township22S
Legal Section14
Legal SubdivisionSHOWALTER PARK
Legal Tract8016
Legal Lot Number16
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group1
Census Block1032
Census Tract17401

Owner

285 James Dr is owned by two individuals who bought it in February 2021.

Source: Orange County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address115 UNION AVE, LITTLE FERRY, NJ 07643-1741
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2021 · Amount on File
Deed SaleFeb 2, 2021 · Amount on File
Deed Document Number202160566
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 2, 2021
Property Address285 JAMES DR, WINTER GARDEN, FL 34787-2822
Document Number0000060566
Map ReferenceMB T PG 6
Instrument DateJan 29, 2021
Instrument20210060566
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyWEST ORANGE TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3144 CONSTELLATION DR, 3144, MELBOURNE, FL 32940-2362

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 UNION AVE, LITTLE FERRY, NJ 07643-1741
InvestorPossibly a Property Investor

Mortgage

Document Number0000060567
DateFeb 2, 2021
Instrument20210060567
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 285 James Dr was $9,024, up 15.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$563,558 (+1%)$611,330 (-0.95%) Land $280,000 Building $331,330
2025$9,024.00 (+15.87%)$512,325$617,190 Land $280,000 Building $337,190
2024$7,788.00 (+14.65%)
2023$6,793.00 (+10.53%)$432,339 (+12.32%) Land $135,000 Building $297,339$432,339 (+12.32%) Land $135,000 Building $297,339
2022$6,146.00$384,917 Land $135,000 Building $249,917$384,917 Land $135,000 Building $249,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 James Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 James Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Hotwire Communications, Verizon.

Nearby Properties on James Dr

Nearby Streets

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