Orange County property record for 285 James Dr, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,250 sqft · built 1959 |
| Lot Size | 0.246 acres (10,732 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Feb 2021) |
| Tax Bill | $9,024 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-22-27-8016-00-160 |
| Primary APN | 14-22-27-8016-00-160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,250 sqft Living Area |
| Gross Area | 3,308 sqft |
| 1st Floor Area | 2,250 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,732 sqft (0.246 acres) |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 437 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 285 JAMES DR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-2822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SHOWALTER PARK T/6 LOT 16 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 14 |
| Legal Subdivision | SHOWALTER PARK |
| Legal Tract | 8016 |
| Legal Lot Number | 16 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 17401 |
285 James Dr is owned by two individuals who bought it in February 2021.
Source: Orange County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 UNION AVE, LITTLE FERRY, NJ 07643-1741 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2021 · Amount on File |
| Deed Sale | Feb 2, 2021 · Amount on File |
| Deed Document Number | 202160566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 2, 2021 |
| Property Address | 285 JAMES DR, WINTER GARDEN, FL 34787-2822 |
| Document Number | 0000060566 |
| Map Reference | MB T PG 6 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 20210060566 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | WEST ORANGE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3144 CONSTELLATION DR, 3144, MELBOURNE, FL 32940-2362 |
| Name | Verified Name |
|---|---|
| Address | 115 UNION AVE, LITTLE FERRY, NJ 07643-1741 |
| Investor | Possibly a Property Investor |
| Document Number | 0000060567 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 20210060567 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 285 James Dr was $9,024, up 15.9% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $563,558 (+1%) | $611,330 (-0.95%) Land $280,000 Building $331,330 | |
| 2025 | $9,024.00 (+15.87%) | $512,325 | $617,190 Land $280,000 Building $337,190 |
| 2024 | $7,788.00 (+14.65%) | ||
| 2023 | $6,793.00 (+10.53%) | $432,339 (+12.32%) Land $135,000 Building $297,339 | $432,339 (+12.32%) Land $135,000 Building $297,339 |
| 2022 | $6,146.00 | $384,917 Land $135,000 Building $249,917 | $384,917 Land $135,000 Building $249,917 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 285 James Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 285 James Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Hotwire Communications, Verizon.
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