285 Howell Loop, Pocahontas, TN 38061 Property Records

Hardeman County property record for 285 Howell Loop, Pocahontas, TN 38061

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,524 sqft · built 1999
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$696 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035174 01900`

Property Details

APN / Parcel Number

Primary APN	`035174 01900`
Alternative APN	`174 01900`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	270 sqft
Deck Area	300 sqft
Patio Area	364 sqft
Shed	1 Shed
Shed Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	285 HOWELL LOOP
City	POCAHONTAS
State	TN
Zip	38061-5038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: E01
Jurisdiction	HARDEMAN TN
Township / Civil Division	6
Census Block Group	2
Census Block	2065
Census Tract	950500

Owner

Source: Hardeman County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 HOWELL LOOP, POCAHONTAS, TN 38061-5038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2015
Deed Sale	Sep 16, 2015
Deed Document Number	0000079878
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEMAN TN
Property Address	285 HOWELL LOOP, POCAHONTAS, TN 38061-5038
Document Number	779650
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	285 HOWELL LOOP RD POCAHONTAS TN 38061, POCAHONTAS, TN 38061

Mortgage

Document Number	779650
Date	Nov 17, 2020
Book Page	000779/000650
Instrument	208216

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 16, 2030

Tax Assessment & Valuation

Source: Hardeman County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardeman County
Unified School District	Hardeman County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$696.00 (-12.78%)	$38,475 (-) Land $3,000 Building $35,475
2023		$38,475 Land $3,000 Building $35,475	$153,900 Land $12,000 Building $141,900
2022	$798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SELMER WATER SYSTEM serves 20,648 people · EPA ID TN0000615
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
TEPAConnect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Howell Loop

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