Gadsden County property record for 285 Hilltop Dr, Midway, FL 32343
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,571 sqft · built 2005 |
| Lot Size | 0.255 acres (11,108 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,000 (Jun 2006) |
| Tax Bill | $1,923 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-07-1N-2W-1530-0000D-0230 |
| Primary APN | 4-07-1N-2W-1530-0000D-0230 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,571 sqft Living Area |
| Gross Area | 1,917 sqft |
| 1st Floor Area | 1,571 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,108 sqft (0.255 acres) |
| Garage Area | 286 sqft |
| Porch | Porch |
| Porch Area | 60 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 285 HILLTOP DR |
|---|---|
| City | MIDWAY |
| State | FL |
| Zip | 32343-2681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 731 P 1567 OR 641 P 1599 O |
| Legal Range | 2W |
| Legal Township | 1N |
| Legal Section | 07 |
| Legal Subdivision | HILLTOP SUB |
| Legal Block | D |
| Legal Lot Number | 23 |
| Jurisdiction | GADSDEN FL |
| Township / Civil Division | HAVANA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20600 |
285 Hilltop Dr is owned and occupied by an individual who acquired it in May 2010.
Source: Gadsden County records, as of April 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 285 HILLTOP DR, MIDWAY, FL 32343-2681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA |
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMERCE CU |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2006 · Amount on File |
| Deed Sale | Jun 9, 2006 · Amount on File |
| Prior Sale | Jun 30, 2005 · Amount on File |
| Deed Document Number | 20067509 |
| Deed Book / Page | 641 / 1599 |
| Last Transfer Date | May 27, 2010 |
| Transfer Doc | 0000004649 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GADSDEN FL |
| Property Address | 285 HILLTOP DR, MIDWAY, FL 32343-2681 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Title Company | THE SILK COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 285 HILLTOP DR, MIDWAY, FL 32343-2681 |
| Document Number | 0009801723 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | 980/1723 |
| Instrument | 260001921 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GADSDEN FL |
| Property Address | 285 HILLTOP DR, MIDWAY, FL 32343-2681 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 285 HILLTOP DR, MIDWAY, FL 32343-2681 |
| Document Number | 0009181895 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 918/1895 |
| Instrument | 220006291 |
| Name | FIRST COMMERCE CU |
|---|---|
| Type | Credit Union |
| Address | TALLAHASSEE, FL 32314 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GADSDEN FL |
| Property Address | 285 HILLTOP DR, MIDWAY, FL 32343-2681 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0008911864 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 891/1864 |
| Instrument | 210001882 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 285 Hilltop Dr was $1,923 with a homeowner's exemption, up 3.7% from the year before.
Source: Gadsden County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Gadsden County |
| Municipality | Midway City |
| Unified School District | Gadsden County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,923.00 (+3.72%) Homeowner's exemption | $145,082 (+2.9%) | $185,874 (+0.89%) Land $32,445 Building $153,429 |
| 2024 | $1,854.00 (+22.21%) Homeowner's exemption | $140,994 (+15.53%) | $184,239 (+9.65%) Land $31,500 Building $152,739 |
| 2023 | $1,517.00 (+33.77%) Homeowner's exemption | $122,043 (+19.85%) | $168,029 (+20.28%) Land $20,000 Building $148,029 |
| 2022 | $1,134.00 Homeowner's exemption | $101,830 | $139,700 Land $12,500 Building $127,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 285 Hilltop Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 285 Hilltop Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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