285 Harkins Rd, Carthage, MS 39051 Property Records

Leake County property record for 285 Harkins Rd, Carthage, MS 39051

Property Summary

Property Type	Single Family Home
Lot Size	6.3 acres (274,428 sqft)
Owner	Individual Name on File
Last Sale	$196,254 (May 2023)
Tax Bill	$517 (2025)
Deeds & Mortgages	Sep 2008 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054290014`

Property Details

APN / Parcel Number

Primary APN	`054290014`
Alternative APN	`004275`

Exterior

Lot Area	274,428 sqft (6.3 acres)

Location & Zoning

Account Number	004275
Street Address	285 HARKINS RD
City	CARTHAGE
State	MS
Zip	39051-8429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S2 SE/NE
Legal Range	07E
Legal Township	11
Legal Section	29
Legal Subdivision	29/11N/7E (SE OF NE)
Jurisdiction	LEAKE MS
Township / Civil Division	2
Census Block Group	1
Census Block	1099
Census Tract	40600

Owner

285 Harkins Rd is owned and occupied by an individual who bought it in May 2023.

Source: Leake County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	285 HARKINS RD, CARTHAGE, MS 39051-8429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2008	Deed of Trust, Mortgage ADVANTAGE MORTGAGE CORPORATION, INC
May 12, 2023	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL CO
May 12, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2023 · Amount on File
Deed Sale	May 12, 2023 · Amount on File
Prior Sale	Sep 12, 2008 · Amount on File
Record Updated	Sep 20, 2026

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEAKE MS
Property Address	285 HARKINS RD, CARTHAGE, MS 39051-8429
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000VG/632
Date	Sep 12, 2008
Book Page	VG/632

Lender

Name	ADVANTAGE MORTGAGE CORPORATION, INC
Type	Mortgage Company
Address	434 KATHERINE DR, FLOWOOD, MS 39232

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2038

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEAKE MS
Property Address	285 HARKINS RD, CARTHAGE, MS 39051-8429
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000EAO/80
Date	May 12, 2023
Book Page	EAO/80
Instrument	1007370

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEAKE MS
Recording Date	May 12, 2023
Property Address	285 HARKINS RD, CARTHAGE, MS 39051-8429
Document Number	000402/355
Book / Page	402 / 355
Instrument Date	May 12, 2023
Instrument	1007369
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2440 REFORMATION RD, CARTHAGE, MS 39051-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 HARKINS RD, CARTHAGE, MS 39051-8429

Mortgage

Document Number	00000EAO80
Date	May 12, 2023
Instrument	EAO/80

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 285 Harkins Rd was $517 with a homeowner's exemption.

Source: Leake County assessment roll, as of October 24, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Leake County
Unified School District	Leake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$517.00 Homeowner's exemption	$6,002 Land $718 Building $5,284	$59,360 Land $6,750 Building $52,610
2023		$6,006 Land $722 Building $5,284	$59,390 Land $6,780 Building $52,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 285 Harkins Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Harkins Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW PROVIDENCE WATER ASSN public/private · serves 2,226 people · EPA ID MS0400006
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Harkins Rd

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