285 Graham Rd, Coldwater, MS 38618 Property Records

Tate County property record for 285 Graham Rd, Coldwater, MS 38618

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,804 sqft · built 2010
Lot Size2.8 acres (121,968 sqft)
OwnerIndividual Name on Record
Tax Bill$747 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN022 04 0001801

Property Details

APN / Parcel Number

Primary APN022 04 0001801

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Building Area1,804 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area121,968 sqft (2.8 acres)
Patio Area144 sqft

Location & Zoning

Street Address285 GRAHAM RD
CityCOLDWATER
StateMS
Zip38618-8065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 DEER CREEK S/D
Legal Range06
Legal Township04
Legal Section04
Legal SubdivisionDEER CREEK S/D
Legal Lot Number1
JurisdictionTATE MS
Township / Civil Division5
Census Block Group2
Census Block2011
Census Tract950202

Owner

Source: Tate County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address285 GRAHAM RD, COLDWATER, MS 38618-8065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2015
Deed SaleMay 12, 2015
Deed Document Number0020151195
Deed Book / Page2015 / 1195
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address285 GRAHAM RD, COLDWATER, MS 38618-8065
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022/13512
DateAug 12, 2022
Book Page2022/13512
Lender
NameFIRST HORIZON BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyTate County
Unified School DistrictTate County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$747.00 (-7.66%)$13,605 (-) Land $3,300 Building $10,305$136,052 (-) Land $33,000 Building $103,052
2023$809.00$13,605 Land $3,300 Building $10,305$136,052 Land $33,000 Building $103,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 84% of Mississippi
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Graham Rd

Nearby Streets

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