Pender County property record for 285 Gail Rd, Willard, NC 28478 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1981 |
| Square Footage | 1,078 sqft Living Area |
| Lot Size | 20,038 sqft (0.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $132,500 (2022) |
| Tax Bill | $1,040.00 (2025) |
| Primary APN | 2383-53-7862-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,078 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Lot Area | 20,038 sqft (0.46 acres) |
| Depth X Width | 200 ft x 100 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 277 sqft Garage |
| Carport | Carport |
| Carport Area | 277 sqft Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 128 sqft Shed |
| Porch | 1 Porch |
| Porch Area | 56 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 000046807 |
|---|---|
| Street Address | 285 GAIL RD |
| City | WILLARD |
| State | NC |
| Zip | 28478-6769 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L 26,PB 12/37 LEA ACRES |
| Legal Subdivision | LEA ACRES |
| Legal Lot Number | 26 |
| Jurisdiction | PENDER NC |
| Minor Civil Division | UNION |
| Census Blockgroup | 3 |
| Census Block | 3024 |
| Census Tract | 920300 |
Source: Pender County records · APN 2383-53-7862-0000
Assessment roll updated January 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 285 GAIL RD, WILLARD, NC 28478-6769 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 14, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage BOXCAR MORTGAGE LLC |
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Mar 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Jun 09, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2022 · Amount on Record |
| Deed Sale | Mar 29, 2022 · Amount on Record |
| Prior Sale | Jul 24, 2012 · Amount on Record |
| Deed Doc Number | 202220099933 |
| Deed Book / Page | 4783 / 2588 |
| Prior Transfer Date | Mar 25, 2022 |
| Prior Transfer Doc | 0047832588 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 285 GAIL RD, WILLARD, NC 28478-6769 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0048150254 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 4815/254 |
| Name | BOXCAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30307 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 285 GAIL RD, WILLARD, NC 28478-6769 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047592332 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 4759/2332 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Aug 01, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Mar 29, 2022 |
| Property Address | 285 GAIL RD, WILLARD, NC 28478-6769 |
| Document Number | 0047832588 |
| Book / Page | 4783 / 2588 |
| Map Reference | MB 12 PG 37 |
| Instrument Date | Mar 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Rounded Values by County |
| Name | Verified Name |
|---|---|
| Address | 205 WELDON LN, 205, BURGAW, NC 28425-8703 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 285 GAIL RD, WILLARD, NC 28478-6769 |
| Document Number | 0047832591 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 4783/2591 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jun 09, 2021 |
| Property Address | 285 GAIL RD, WILLARD, NC 28478-6769 |
| Document Number | 0047550255 |
| Book / Page | 4755 / 255 |
| Map Reference | MB 12 PG 37 |
| Instrument Date | Jun 02, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,040.00 (+6.56%) | $176,937 (+95.89%) Land $12,173 Building $164,764 | $176,937 (+95.89%) Land $12,173 Building $164,764 |
| 2023 | $90,326 (-) Land $14,200 Building $76,126 | $90,326 (-) Land $14,200 Building $76,126 | |
| 2022 | $976.00 | $90,326 Land $14,200 Building $76,126 | $90,326 Land $14,200 Building $76,126 |
285 Gail Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Pender County (37141C), updated January 17, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 34th percentile of exposed land nationally · 48th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Penderlea Homesteads Historic District listed 2013 · 197 contributing resources · NRIS 13000803 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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