285 Forest St, Kearny, NJ 07032 Property Records

Hudson County and Kearny Town property record for 285 Forest St, Kearny, NJ 07032

Property Summary

Property Type	Single Family Home
Details	1,398 sqft · built 1925
Lot Size	0.074 acres (3,232 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Oct 2021)
Tax Bill	$9,579 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-00220-0000-00042`

Property Details

APN / Parcel Number

Primary APN	`07-00220-0000-00042`
Alternative APN	`070022000042`

Interior

Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	1,398 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Ranch
Construction Type	Frame
Lot Area	3,232 sqft (0.074 acres)
Lot Dimensions	100 ft deep x 32.3 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	285 FOREST ST
City	KEARNY
State	NJ
Zip	07032-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ADDITIONAL LOTS: H EXP END 2013
Legal Block	220
Legal Lot Number	42
Jurisdiction	HUDSON NJ
Township / Civil Division	KEARNY
Census Block Group	1
Census Block	1001
Census Tract	12900

Owner

Source: Hudson County and Kearny Town records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 FOREST ST, KEARNY, NJ 07032-3419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 4, 2021	Bargain and Sale Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Jul 1, 1985 · Amount on Record
Deed Document Number	202110103560
Deed Book / Page	9602 / 858
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Recording Date	Sep 3, 2026
Property Address	285 FOREST ST, KEARNY, NJ 07032-3419
Document Number	0060090510
Book / Page	21014 / 793
Instrument Date	Aug 24, 2026
Instrument	202660090510
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 FOREST ST, KEARNY, NJ 07032-3419
Investor	Possibly a Property Investor

Mortgage

Document Number	0060090510,
Date	Sep 3, 2026
Book Page	21014/793
Instrument	202660090510

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2051

Interest

Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	285 FOREST ST, KEARNY, NJ 07032-3419
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 FOREST ST, KEARNY, NJ 07032-3419
Investor	Possibly a Property Investor

Mortgage

Document Number	20240220060014680
Date	Feb 20, 2024
Book Page	20561/492
Instrument	20240220060014680

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Sep 1, 2051

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	HUDSON NJ
Recording Date	Oct 4, 2021
Property Address	285 FOREST ST, KEARNY, NJ 07032-3419
Document Number	20211004010103560
Book / Page	9602 / 858
Instrument Date	Aug 11, 2021
Instrument	20211004010103560
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 NARRAGANSETTE AVE, 704, OCEAN GATE, NJ 08740-1370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 FOREST ST, KEARNY, NJ 07032-3419
Investor	Possibly a Property Investor

Mortgage

Document Number	0020079589
Date	Oct 4, 2021
Instrument	20079/589

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Kearny Town
Unified School District	Kearny Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,300 (-) Land $22,600 Building $65,700	$88,300 (-) Land $22,600 Building $65,700
2025	$9,579.00 (+1.34%)	$88,300 (-) Land $22,600 Building $65,700	$88,300 (-) Land $22,600 Building $65,700
2024	$9,452.00 (+1.55%)
2023		$88,300 Land $22,600 Building $65,700	$88,300 Land $22,600 Building $65,700
2022	$9,308.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1978–2009)
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,090 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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