285 First St, Yonkers, NY 10704 Property Records

Westchester County and Yonkers City property record for 285 First St, Yonkers, NY 10704

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,086 sqft · built 1926
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$186,500 (Sep 1999)
Tax Bill	$1,831 (2026)
Deeds & Mortgages	Feb 2018 Line of Credit Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`551800 6.-6295-18`

Property Details

APN / Parcel Number

Primary APN	`551800 6.-6295-18`
Alternative APNs	`180000600062950180000000` `619107684`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,086 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	103 ft deep x 25 ft wide

Location & Zoning

Account Number	619107684
Street Address	285 FIRST ST
City	YONKERS
State	NY
Zip	10704-3138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T
Legal Subdivision	MAP OF PLOT #11 AT WAKEFIELD PARK
Legal Block	6295
Legal Lot Number	18.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	YONKERS
Census Block Group	1
Census Block	1000
Census Tract	1504

Owner

285 First St is owned and occupied by two individuals who acquired it in March 2020.

Source: Westchester County and Yonkers City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	285 FIRST ST, YONKERS, NY 10704-3138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Feb 26, 2021	Intrafamily Transfer, Transfer JUDICIAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 1999 · Amount on File
Deed Sale	Sep 16, 1999 · Amount on File
Deed Book / Page	12371 / 100
Last Transfer Date	Mar 30, 2020
Transfer Doc	0000003898
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	285 FIRST ST, YONKERS, NY 10704-3138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0580433237
Date	Feb 12, 2018
Instrument	580433237

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 26, 2021
Property Address	285 FIRST ST, YONKERS, NY 10704-3138
Document Number	0603583898
Map Reference	VOL 30 PG 32
Instrument Date	Mar 30, 2020
Instrument	603583898
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	JUDICIAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	285 FIRST ST, YONKERS, NY 10704-3138

Tax Assessment & Valuation

The 2026 property tax bill for 285 First St was $1,831 with a homeowner's exemption, down 84.1% from the year before.

Source: Westchester County and Yonkers City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Yonkers City
Unified School District	Yonkers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,831.00 (-84.12%) Homeowner's exemption
2025	$11,527.00	$10,100 (-) Land $1,400 Building $8,700	$587,209 (+3.49%) Land $81,395 Building $505,814
2024	Homeowner's exemption	$10,100 (-) Land $1,400 Building $8,700	$567,416 (+0.56%) Land $78,652 Building $488,764
2023		$10,100 Land $1,400 Building $8,700	$564,246 Land $78,212 Building $486,034
2020	$8,922.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 285 First St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 285 First St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YONKERS CITY serves 211,569 people · EPA ID NY5903465
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 859 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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