285 Fifth St, Ayden, NC 28513 Property Records

Pitt County property record for 285 Fifth St, Ayden, NC 28513

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,424 sqft · built 1957
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$127,500 (Oct 2022)
Tax Bill	$2,103 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015917`

Property Details

APN / Parcel Number

Primary APN	`015917`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,424 sqft Heated Area
Gross Area	1,808 sqft
1st Floor Area	1,424 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	184 ft deep x 69 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	285 FIFTH ST
City	AYDEN
State	NC
Zip	28513-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	WEST HAVEN ANNEX
Legal Lot Number	114
Jurisdiction	PITT NC
Township / Civil Division	AYDEN
Census Block Group	1
Census Block	1021
Census Tract	1403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ayden Historic District listed 1994 · 325 contributing resources · NRIS 94001026

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

285 Fifth St is owned and occupied by two individuals who bought it in October 2022.

Source: Pitt County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 FIFTH ST, AYDEN, NC 28513-2255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2022 · Amount on File
Deed Sale	Oct 21, 2022 · Amount on File
Deed Book / Page	4346 / 196
Prior Transfer Date	Oct 2, 2018
Prior Transfer Doc	0000003723
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITT NC
Recording Date	Oct 21, 2022
Property Address	285 FIFTH ST, AYDEN, NC 28513-2255
Document Number	0000004346
Book / Page	4346 / 196
Map Reference	MB 1 PG 62
Instrument Date	Oct 20, 2022
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3809 INGRAM DR, RALEIGH, NC 27604-3364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 FIFTH ST, AYDEN, NC 28513-2255

Mortgage

Document Number	0004346199
Date	Oct 21, 2022
Instrument	4346/199

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0000004346
Date	Oct 21, 2022
Book Page	4346/219

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 285 Fifth St was $2,103.

Source: Pitt County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Ayden Town
County	Pitt County
Unified School District	Pitt County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,103.00	$168,076 (-) Land $11,250 Building $156,826	$168,076 (-) Land $11,250 Building $156,826
2025	$2,103.00	$168,076 Land $11,250 Building $156,826	$168,076 Land $11,250 Building $156,826
2023	$1,493.00	$106,077 Land $18,000 Building $88,077	$106,077 Land $18,000 Building $88,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Fifth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Fifth St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF AYDEN serves 6,366 people · EPA ID NC0474025
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20
HarvestBeam Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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