285 Fairview Rd, Williamstown, KY 41097 Property Records

Grant County property record for 285 Fairview Rd, Williamstown, KY 41097

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,560 sqft · built 1985
Lot Size	6.64 acres (289,238 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Mar 2023)
Tax Bill	$4,427 (2025)
Deeds & Mortgages	Feb 2009 Line of Credit Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`068-00-00-098.00`

Property Details

APN / Parcel Number

Primary APN	`068-00-00-098.00`
Alternative APNs	`22101` `27572`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Basement Area	1,560 sqft
Finished Basement	1,560 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	289,238 sqft (6.64 acres)
Garage Type	Basement
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	27572
Street Address	285 FAIRVIEW RD
City	WILLIAMSTOWN
State	KY
Zip	41097-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & 6.64 AC
Jurisdiction	GRANT KY
Township / Civil Division	WILLIAMSTOWN-DRY RIDGE
Census Block Group	2
Census Block	2022
Census Tract	920302

Owner

285 Fairview Rd is owned by two individuals who bought it in March 2023.

Source: Grant County records, as of October 28, 2025

Owner of Record	2 Individual Names on File
Mailing Address	11311 CORNELL PARK DR, BLUE ASH, OH 45242-1889
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2009	Deed of Trust, Mortgage · Line of Credit U.S. BANK NATIONAL ASSOCIATION ND
Mar 30, 2023	Warranty Deed, Transfer · Conventional Mortgage GENERAL ELECTRIC CU
Jun 15, 2018	Warranty Deed, Transfer HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY
Dec 3, 2009	Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on File
Deed Sale	Mar 30, 2023 · Amount on File
Prior Sale	Jun 15, 2018 · Amount on File
Deed Document Number	2023208068
Deed Book / Page	436 / 163
Prior Transfer Date	Dec 12, 2008
Prior Transfer Doc	336/61
Record Updated	Sep 20, 2026

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT KY
Property Address	285 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9640
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000397/61
Date	Feb 5, 2009
Book Page	397/61

Lender

Name	U.S. BANK NATIONAL ASSOCIATION ND
Address	4325 17TH AVE S, FARGO, ND 58125

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2039

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT KY
Recording Date	Mar 30, 2023
Property Address	285 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9640
Document Number	00D436/163
Book / Page	D436 / 163
Map Reference	DB 398 PG 96
Instrument Date	Mar 27, 2023
Instrument	208068
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NORTHWEST TITLE COMPANY, NORTHWEST TITLE FAMILY OF CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9640

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	285 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9640

Mortgage

Document Number	0000208069
Date	Mar 30, 2023
Instrument	208069

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	11.6%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT KY
Recording Date	Jun 15, 2018
Property Address	285 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9640
Document Number	D398/96
Book / Page	D398 / 96
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9640

December 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	GRANT KY
Recording Date	Dec 3, 2009
Property Address	285 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9640
Document Number	342/104
Book / Page	342 / 104
Instrument Date	Nov 24, 2009
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 FAIRVIEW RD, 285, WILLIAMSTOWN, KY 41097-9640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 FAIRVIEW RD, WILLIAMSTOWN, KY 41097-9640

Mortgage

Document Number	000409/571
Date	Dec 3, 2009
Book Page	409/571

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution
Address	185 44TH ST SW STE 2, GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 285 Fairview Rd was $4,427.

Source: Grant County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Grant County
Municipality	Williamstown City
Unified School District	Williamstown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,427.00	$315,000	$315,000
2023	$3,525.00 Homeowner's exemption	$305,000	$305,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Fairview Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Fairview Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSTOWN MUNICIPAL WATER DEPT serves 5,495 people · EPA ID KY0410472
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
City of Williamstown Cable	300 / 30
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fairview Rd

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