285 F St, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 285 F St, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,416 sqft · built 2012
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on Record
Last Sale	$464,000 (Dec 2020)
Tax Bill	$8,982 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`171822-0000`

Property Details

APN / Parcel Number

Primary APN	`171822-0000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	1,416 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Lot Dimensions	55 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	232 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	285 F ST
City	SAINT AUGUSTINE
State	FL
Zip	32080-6874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	3-30 COQUINA GABLES LOT 1 (EX PT IN OR2694/1535) & W1/2 OF VACATED 3RD AVE LYING E OR5132/1678
Legal Range	30E
Legal Township	08S
Legal Section	03
Legal Subdivision	COQUINA GABLES SUBDIVISION NO. 1
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1030
Census Tract	21410

Owner

Source: St. Johns County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2100 VILLAGE DR, LOUISVILLE, KY 40205-1922
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
May 5, 2017	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	May 5, 2017 · Amount on Record
Deed Document Number	2020117428
Deed Book / Page	5132 / 1678
Prior Transfer Date	Dec 5, 2000
Prior Transfer Doc	0000001766
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 22, 2020
Property Address	285 F ST, SAINT AUGUSTINE, FL 32080-6874
Document Number	0051321678
Book / Page	5132 / 1678
Map Reference	MB 3 PG 30
Instrument Date	Dec 21, 2020
Instrument	2020117428
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,248.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	828 OCEAN PALM WAY, 828, SAINT AUGUSTINE, FL 32080-8712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 VILLAGE DR, LOUISVILLE, KY 40205-1922

Mortgage

Document Number	51321680
Date	Dec 22, 2020
Instrument	5132/1680

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 5, 2017
Property Address	285 F ST, SAINT AUGUSTINE, FL 32080-6874
Document Number	0043700490
Book / Page	4370 / 0490
Map Reference	MB3 PG30
Instrument Date	May 5, 2017
Instrument	2017031585
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ISLAND TITLE OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1801 FOX CREEK RD, 1801, LAWRENCEBURG, KY 40342-9000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13747 BROMLEY POINT DR, JACKSONVILLE, FL 32225-2634

Mortgage

Document Number	2017031586
Date	May 5, 2017
Instrument	2017031586

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$534,330 (+1.48%) Land $287,500 Building $246,830	$534,330 (+1.48%) Land $287,500 Building $246,830
2025	$8,982.00 (+14.29%)	$526,562 (+3.5%)	$526,562 (+3.5%) Land $287,500 Building $239,062
2024	$7,859.00 (+2.91%)
2023	$7,637.00 (+12.41%)	$508,737 (+6.27%)	$508,737 (+6.27%) Land $160,000 Building $348,737
2022	$6,794.00	$478,718	$478,718 Land $156,800 Building $321,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 243 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	365 units insured incl. 122 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: IQ Fiber.

Nearby Properties on F St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures