285 England Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 285 England Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,615 sqft · built 2000
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Nov 2023)
Tax Bill$4,330 (2025)
Deeds & MortgagesNov 2023 Sale
Nov 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNT000300466

Property Details

APN / Parcel Number

Primary APNT000300466
Alternative APN
  • 2-0042-8266-00-0012.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,615 sqft Living Area
Gross Area3,663 sqft
1st Floor Area1,141 sqft
Basement Area1,141 sqft
Finished Basement513 sqft
Unfinished Basement628 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area80 sqft
Deck AreaDeck Area
Patio Area135 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT000300466
Street Address285 ENGLAND DR
CityO FALLON
StateMO
Zip63366-1169
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEST AT HIGHGROVE LOT 12
Legal SubdivisionEST AT HIGHGROVE
Legal Lot Number12
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group3
Census Block3014
Census Tract311801

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address285 ENGLAND DR, O FALLON, MO 63366-1169
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Executor's Deed, Transfer
SELECT TITLE GROUP
Nov 27, 2023Warranty Deed, Transfer · FHA Mortgage
FIRST INTEGRITY MORTGAGE SERVICES I
Sep 14, 2018Trustee's Deed, Construction Loan · Line of Credit
BUSEY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2023 · Amount on Record
Deed SaleNov 27, 2023 · Amount on Record
Prior SaleOct 3, 2018 · Amount on Record
Deed Document Number202348226
Prior Transfer DateJan 24, 2008
Prior Transfer Doc0000072040
Record UpdatedOct 29, 2026

November 2023: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionST CHARLES MO
Recording DateNov 27, 2023
Property Address285 ENGLAND DR, O FALLON, MO 63366-1169
Document Number0000048227
Map ReferenceMB 36 PG 101
Instrument DateNov 15, 2023
Instrument2023R-048227
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanySELECT TITLE GROUP

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5720 S 77TH ST, LINCOLN, NE 68516-6101

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 ENGLAND DR, O FALLON, MO 63366-1169
InvestorPossibly a Property Investor

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 27, 2023
Property Address285 ENGLAND DR, O FALLON, MO 63366-1169
Document Number0000048226
Map ReferenceMB 36 PG 101
Instrument DateNov 3, 2023
Instrument2023R-048226
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanySELECT TITLE GROUP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address285 ENGLAND DR, O FALLON, MO 63366-1169

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address285 ENGLAND DR, O FALLON, MO 63366-1169

Mortgage

Document Number0000048228
DateNov 27, 2023
Instrument2023R-048228
Lender
NameFIRST INTEGRITY MORTGAGE SERVICES I
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

September 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionST CHARLES MO
Recording DateSep 14, 2018
Property Address285 ENGLAND DR, O FALLON, MO 63366-1169
Document Number0069770142
Book / Page006977 / 000142
Instrument DateSep 8, 2018
Instrument527910
Transaction TypeConstruction Loan
Record UpdatedOct 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address258 ENGLAND DR O FALLON MO 63366, O FALLON, MO 63366

Mortgage

Document Number69770142
DateSep 14, 2018
Book Page006977/000142
Instrument527910
Lender
NameBUSEY BK
TypeBank
AddressCREVE COEUR, MO 63141
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 13, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,462 (-)$355,061 (-) Land $65,000 Building $290,061
2025$4,330.00$67,462 (+8.05%)$355,061 (+8.05%) Land $65,000 Building $290,061
2023$62,434
2022$328,602 Land $50,000 Building $278,602

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Brightspeed, Gateway Fiber, Socket Telecom, Verizon, Wisper ISP.

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