285 Eagle Rdg Dr, Dry Ridge, KY 41035 Property Records

Grant County property record for 285 Eagle Rdg Dr, Dry Ridge, KY 41035

Property Summary

Property Type	Mobile Home
Details	1,560 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Sep 2022)
Tax Bill	$2,246 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043-01-00-018.00`

Property Details

APN / Parcel Number

Primary APN	`043-01-00-018.00`
Alternative APNs	`24459` `26932`

Interior

Stories	1 Story
Building Area	1,560 sqft Living Area
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft

Exterior

Year Built	Built 2003
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	26932
Street Address	285 EAGLE RIDGE DR
City	DRY RIDGE
State	KY
Zip	41035-6403
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	HSE -EAGLE RIDGE SUB SEC 2 LOT 18
Legal Subdivision	EAGLE RIDGE SUB SEC 2
Legal Lot Number	18
Jurisdiction	GRANT KY
Township / Civil Division	CRITTENDEN
Census Block Group	2
Census Block	2020
Census Tract	920101

Owner

285 Eagle Rdg Dr, a mobile home, is owned and occupied by an individual who bought it in September 2022.

Source: Grant County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	285 EAGLE RIDGE DR, DRY RIDGE, KY 41035-6403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP
Sep 2, 2022	Deed, Transfer
Aug 23, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP
Oct 29, 2020	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	Aug 23, 2022 · Amount on File
Deed Document Number	201510
Deed Book / Page	D431 / 755
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT KY
Property Address	285 EAGLE RIDGE DR, DRY RIDGE, KY 41035-6403
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M567/473
Date	Nov 23, 2020
Book Page	M567/473
Instrument	176682

Lender

Name	POLARIS HOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GRANT KY
Recording Date	Sep 2, 2022
Property Address	285 EAGLE RIDGE DR, DRY RIDGE, KY 41035-6403
Document Number	00D431/755
Book / Page	D431 / 755
Map Reference	PB 6 PG 37
Instrument Date	Aug 30, 2022
Instrument	201510
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount on Record
Tax	$5.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 PEARTREE LN APT 2, 2, CRITTENDEN, KY 41030-8987

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT KY
Recording Date	Aug 23, 2022
Property Address	285 EAGLE RIDGE DR, DRY RIDGE, KY 41035-6403
Document Number	00D431/505
Book / Page	D431 / 505
Map Reference	PB 6 PG 37
Instrument Date	Aug 19, 2022
Instrument	200902
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 PEARTREE LN APT 2, 2, CRITTENDEN, KY 41030-8987

Mortgage

Document Number	200903M608447
Date	Aug 23, 2022
Instrument	200903M608447

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT KY
Recording Date	Oct 29, 2020
Property Address	285 EAGLE RIDGE DR, DRY RIDGE, KY 41035-6403
Document Number	00D414/452
Book / Page	D414 / 452
Map Reference	PB 6 PG 37
Instrument Date	Oct 23, 2020
Instrument	176364
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	NORTHWEST TITLE FAMILY OF CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	613 CARDINAL PT, 613, RICHMOND, KY 40475-7653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 EAGLE RIDGE DR, DRY RIDGE, KY 41035-6403

Mortgage

Document Number	0000176365
Date	Oct 29, 2020
Instrument	176365

Lender

Name	POLARIS HOME FUNDING CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	00M566/150
Date	Oct 29, 2020
Book Page	M566/150
Instrument	176366

Lender

Name	KENTUCKY HOUSING CORP
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 285 Eagle Rdg Dr was $2,246.

Source: Grant County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Grant County
Unified School District	Grant County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,246.00	$190,000	$190,000
2023	$2,089.00	$190,000	$190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Eagle Rdg Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Eagle Rdg Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BULLOCK PEN WATER DISTRICT serves 20,048 people · EPA ID KY0410047
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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