285 E Queen St, Chambersburg, PA 17201 Property Records

Franklin County property record for 285 E Queen St, Chambersburg, PA 17201

Property Summary

Property Type	Commercial
Lot Size	0.78 acres (33,977 sqft)
Owner	Company Name on Record
Last Sale	$120,400 (Sep 2017)
Tax Bill	$7,121 (2026)
Deeds & Mortgages	Jun 2020 Line of Credit Jun 2020 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`03-1C58-40`

Property Details

APN / Parcel Number

Primary APN	`03-1C58-40`
Alternative APN	`03-1C58.-040.-000000`

Interior

Units	10 Units

Exterior

Lot Area	33,977 sqft (0.78 acres)

Location & Zoning

Street Address	285 E QUEEN ST
City	CHAMBERSBURG
State	PA
Zip	17201-2250
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 2
Legal Subdivision	LAND DEVELOPMENT PLAN
Legal Lot Number	2
Jurisdiction	FRANKLIN PA
Township / Civil Division	CHAMBERSBURG
Census Block Group	1
Census Block	1017
Census Tract	11000

Owner

Source: Franklin County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	317 N FRONT ST, HARRISBURG, PA 17101-1203
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Line of Credit JUNIATA VLY BK
Jun 8, 2020	Deed of Trust, Mortgage · Line of Credit JUNIATA VLY BK
May 29, 2020	Grant Deed, Transfer ATTORNEY ONLY
Apr 5, 2018	Deed of Trust, Mortgage · Line of Credit JUNIATA VLY BK
Sep 29, 2017	Grant Deed, Transfer ATTORNEY ONLY
Sep 29, 2017	Quit Claim Deed ATTORNEY ONLY
Mar 24, 2017	Deed of Trust, Mortgage ORRSTOWN BK
Mar 24, 2017	Quit Claim Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Prior Sale	Jun 29, 2016 · Amount on Record
Deed Document Number	201719518
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	285 E QUEEN ST, CHAMBERSBURG, PA 17201-2250
Document Number	0000010760
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	317 N FRNT ST HARRISBURG PA 17103, HARRISBURG, PA 17103

Mortgage

Document Number	0000010760
Date	Jun 9, 2020
Instrument	10760

Lender

Name	JUNIATA VLY BK
Type	Bank
Address	1 S MAIN ST, MIFFLINTOWN, PA 17059-1314

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	285 E QUEEN ST, CHAMBERSBURG, PA 17201-2250
Document Number	0000010759
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17 N FRNT ST HARRISBURG PA 17103, HARRISBURG, PA 17103

Mortgage

Document Number	0000010759
Date	Jun 9, 2020
Instrument	10759

Lender

Name	JUNIATA VLY BK
Type	Bank
Address	1 S MAIN ST, MIFFLINTOWN, PA 17059-1314

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN PA
Recording Date	May 29, 2020
Property Address	285 E QUEEN ST, CHAMBERSBURG, PA 17201-2250
Document Number	0000010052
Instrument Date	May 28, 2020
Instrument	10052
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	317 N FRONT ST HARRISBURG PA 171011203, HARRISBURG, PA 17101-1203

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	285 E QUEEN ST, CHAMBERSBURG, PA 17201-2250
Document Number	0000006515
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	317 N FRNT ST HARRISBURG PA 17103, HARRISBURG, PA 17103

Mortgage

Document Number	0000006515
Date	Apr 5, 2018
Instrument	6515

Lender

Name	JUNIATA VLY BK
Type	Bank
Address	MIFFLINTOWN, PA 17059

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN PA
Recording Date	Sep 29, 2017
Property Address	285 E QUEEN ST, CHAMBERSBURG, PA 17201-2250
Document Number	0000019518
Instrument Date	Sep 29, 2017
Instrument	19518
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	317 N FRONT ST HARRISBURG PA 171011203, HARRISBURG, PA 17101-1203

September 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN PA
Recording Date	Sep 29, 2017
Property Address	285 E QUEEN ST, CHAMBERSBURG, PA 17201-2250
Document Number	0000019517
Instrument Date	Sep 29, 2017
Instrument	19517
Record Updated	Oct 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	317 N FRONT ST HARRISBURG PA 171011203, HARRISBURG, PA 17101-1203

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	285 E QUEEN ST, CHAMBERSBURG, PA 17201-2250
Document Number	0000005697
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	317 N FRONT ST HARRISBURG PA 171011203, HARRISBURG, PA 17101-1203

Mortgage

Document Number	0000005697
Date	Mar 24, 2017
Instrument	5697

Lender

Name	ORRSTOWN BK
Type	Bank
Address	SHIPPENSBURG, PA 17257

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN PA
Recording Date	Mar 24, 2017
Property Address	285 E QUEEN ST, CHAMBERSBURG, PA 17201-2250
Document Number	0000005696
Instrument Date	Mar 23, 2017
Instrument	5696
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	317 N FRONT ST HARRISBURG PA 171011203, HARRISBURG, PA 17101-1203

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
Municipality	Chambersburg Borough
Unified School District	Chambersburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,121.00 (+2.01%)	$35,190 (-) Land $12,210 Building $22,980
2025	$6,981.00 (+4.26%)
2024	$6,696.00	$35,190 Land $12,210 Building $22,980
			$35,190 Land $12,210 Building $22,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAMBERSBURG BORO WATER SYS serves 31,048 people · EPA ID PA7280005
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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