285 E Main St, Norwalk, OH 44857 Property Records

Huron County property record for 285 E Main St, Norwalk, OH 44857

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 2,372 sqft · built 1927
Lot Size	0.454 acres (19,776 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jun 2010)
Tax Bill	$1,980 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-0270-02-018-0000`

Property Details

APN / Parcel Number

Primary APN	`33-0270-02-018-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,372 sqft Total Area
1st Floor Area	1,216 sqft
2nd Floor Area	1,156 sqft
Upper Floors Area	1,156 sqft
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	19,776 sqft (0.454 acres)
Lot Dimensions	412 ft deep x 48 ft wide

Exterior Amenities

Porch	Slab
Porch Area	396 sqft
Deck Area	60 sqft
Patio Area	148 sqft
Lean-To	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	285 E MAIN ST
City	NORWALK
State	OH
Zip	44857-1637
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SEC 3 LOT 14
Legal Lot Number	14
Jurisdiction	HURON OH
Township / Civil Division	NORWALK
Census Block Group	3
Census Block	3000
Census Tract	915500

Owner

Source: Huron County assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	285 E MAIN ST, NORWALK, OH 44857-1637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Aug 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2010 · Amount on Record
Deed Sale	Jun 11, 2010 · Amount on Record
Prior Sale	Jul 31, 2007 · Amount on Record
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	285 E MAIN ST, NORWALK, OH 44857-1637
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 E MAIN ST, NORWALK, OH 44857-1637

Mortgage

Document Number	0000004621
Date	Sep 9, 2025
Instrument	202509090004621

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	285 E MAIN ST, NORWALK, OH 44857-1637
Document Number	0000006023
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	285 E MAIN ST NORWALK OH 448571637, NORWALK, OH 44857-1637

Mortgage

Document Number	0000006023
Date	Oct 11, 2017
Instrument	6023

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

Source: Huron County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Norwalk City
Unified School District	Norwalk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,980.00 (-3.13%)	$49,620 (-) Land $9,430 Building $40,190	$141,750 (-) Land $26,930 Building $114,820
2024	$2,044.00 (+30.36%)	$49,620 (+28.22%) Land $9,430 Building $40,190	$141,750 (+28.21%) Land $26,930 Building $114,820
2023	$1,568.00 (-0.51%)	$38,700 (-) Land $8,870 Building $29,830
2022	$1,576.00	$38,700 Land $8,870 Building $29,830
2021			$110,560 Land $25,340 Building $85,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1981–1987)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK CITY PWS private · serves 17,466 people · EPA ID OH3901111
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, North Coast Wireless Communications.

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