285 E Lorain St, Oberlin, OH 44074 Property Records

Lorain County property record for 285 E Lorain St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1962
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (Nov 2019)
Tax Bill	$2,682 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00-087-101-003`

Property Details

APN / Parcel Number

Primary APN	`09-00-087-101-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	432 ft deep x 47 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	70 sqft
Deck Area	192 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	285 E LORAIN ST
City	OBERLIN
State	OH
Zip	44074-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	K 47.00 X 462.00
Legal Subdivision	DAVID KENASTONS ADDITION
Legal Block	101
Legal Lot Number	14
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2001
Census Tract	60100

Owner

Source: Lorain County records · APN 09-00-087-101-003

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	285 E LORAIN ST, OBERLIN, OH 44074-1213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2019 · Amount on Record
Deed Sale	Nov 05, 2019 · Amount on Record
Prior Sale	Sep 28, 2015 · Amount on Record
Deed Document Number	2019006866
Record Updated	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 05, 2019
Property Address	285 E LORAIN ST, OBERLIN, OH 44074-1213
Document Number	0000737205
Map Reference	VOL 1 PG 15
Instrument Date	Oct 30, 2019
Instrument	2019-0737205
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	BARRISTERS OF OHIO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 E LORAIN ST, OBERLIN, OH 44074-1213

Mortgage

Document Number	0000737206
Date	Nov 05, 2019
Instrument	2019-0737206

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,682.00	$56,290 (+0.01%) Land $6,410 Building $49,880	$160,820 (-) Land $18,320 Building $142,500
2024	$2,682.00 (+5.84%)	$56,287 (+22.9%) Land $6,412 Building $49,875	$160,820 (+22.9%) Land $18,320 Building $142,500
2023	$2,534.00 (+2.72%)	$45,798 (+0.02%) Land $4,834 Building $40,964	$130,850 (-) Land $13,810 Building $117,040
2022	$2,467.00	$45,790 Land $4,830 Building $40,960
2021			$130,850 Land $13,810 Building $117,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cogeco Cable Holdings II Cable	1,000 / 50
Cable Co-Op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Spectrum.

Based on FCC filings for 329 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.