285 E Jefferson St, Jefferson, OH 44047 Property Records

Ashtabula County property record for 285 E Jefferson St, Jefferson, OH 44047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,296 sqft · built 1890
Lot Size	2.03 acres (88,732 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Oct 2019)
Tax Bill	$4,370 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-023-00-078-00`

Property Details

APN / Parcel Number

Primary APN	`26-023-00-078-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,431 sqft
1st Floor Area	864 sqft
Upper Floors Area	432 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1950
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	88,732 sqft (2.03 acres)
Lot Dimensions	661 ft deep x 134 ft wide
Terrain	Low
View / Lot	Neighborhood / Spot

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	185 sqft
Deck Area	340 sqft
Patio Area	340 sqft
Shed	1 Shed
Shed Area	160 sqft
Pole Barn	1,536 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	285 E JEFFERSON ST
City	JEFFERSON
State	OH
Zip	44047-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97 JEFFERSON ST
Legal Subdivision	VILLAGE/JEFFERSON
Legal Lot Number	97
Jurisdiction	ASHTABULA OH
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1039
Census Tract	1102

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	285 E JEFFERSON ST, JEFFERSON, OH 44047-1145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2019 · Amount on Record
Deed Sale	Oct 23, 2019 · Amount on Record
Deed Document Number	201910788
Deed Book / Page	695 / 135
Prior Transfer Date	Sep 3, 2013
Prior Transfer Doc	0000010188
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Oct 23, 2019
Property Address	285 E JEFFERSON ST, JEFFERSON, OH 44047-1145
Document Number	0000010788
Book / Page	000695 / 000135
Instrument Date	Oct 22, 2019
Instrument	10788
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 E JEFFERSON ST JEFFERSON OH 440471145, JEFFERSON, OH 44047-1145

Mortgage

Document Number	10789
Date	Oct 23, 2019
Book Page	000695/000139
Instrument	10789

Lender

Name	MYCUMORTGAGE
Type	Mortgage Company
Address	BEAVERCREEK, OH 45431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Jefferson Township
Municipality	Jefferson Village
Unified School District	Jefferson Area Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,370.00 (+60.19%)	$50,510 (-) Land $13,060 Building $37,450	$144,300 (-) Land $37,300 Building $107,000
2023	$2,728.00 (+20.71%) Homeowner's exemption	$50,510 (+37.14%) Land $13,060 Building $37,450	$144,300 (+37.17%) Land $37,300 Building $107,000
2022	$2,260.00 Homeowner's exemption	$36,830 Land $10,050 Building $26,780
2020			$105,200 Land $28,700 Building $76,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2003–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jun 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - VILLAGE OF JEFFERSON private · serves 3,226 people · EPA ID OH0401812
Water Source	Purchased surface water from AQUA OHIO - ASHTABULA
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20