285 E Deer Trail Rd, Clayton, DE 19938 Property Records

Kent County property record for 285 E Deer Trail Rd, Clayton, DE 19938

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,532 sqft · built 2017
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$241,985 (Jul 2017)
Tax Bill	$1,270 (2023)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-00-045.03-01-27.00-000`

Property Details

APN / Parcel Number

Primary APN	`3-00-045.03-01-27.00-000`
Alternative APNs	`KH00045.030127.00/000` `78305` `84529`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
Gross Area	3,064 sqft
Basement Area	1,532 sqft
Unfinished Basement	1,532 sqft

Exterior

Year Built	Built 2017
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	22,651 sqft (0.519 acres)
Lot Dimensions	174 ft deep x 129 ft wide
Garage Type	Finished
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	26 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	84529
Old Parcel Number	KH00045.030127.00/000
Street Address	285 E DEER TRAIL RD
City	CLAYTON
State	DE
Zip	19938-4153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	WHITETAIL RUN LOT 57 285 EAST DEER TRAIL ROAD
Legal Subdivision	WHITETAIL RUN
Legal Lot Number	57
Jurisdiction	KENT DE
Township / Civil Division	KENTON
Census Block Group	1
Census Block	1032
Census Tract	40100

Owner

Source: Kent County records · APN 3-00-045.03-01-27.00-000

Assessment roll updated February 15, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	285 E DEER TRAIL RD, CLAYTON, DE 19938-4153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · SBA Mortgage NEWTEK SMALL BUSINESS FINANCE LLC
Jun 21, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 07, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 07, 2017 · Amount on Record
Deed Sale	Jul 07, 2017 · Amount on Record
Deed Document Number	2017-321881
Deed Book / Page	8689 / 258
Record Updated	Jun 07, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	285 E DEER TRAIL RD, CLAYTON, DE 19938-4153
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 E DEER TRAIL RD, CLAYTON, DE 19938-4153

Mortgage

Document Number	0000455625
Date	Jul 19, 2022
Book Page	12043/15
Instrument	2022-455625

Lender

Name	NEWTEK SMALL BUSINESS FINANCE LLC
Address	NEW HYDE PARK, NY 11042

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jun 01, 2032

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	285 E DEER TRAIL RD, CLAYTON, DE 19938-4153
Transaction Type	Mortgage
Record Updated	Jul 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000421546
Date	Jun 21, 2021
Book Page	11158/191
Instrument	2021-421546

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 01, 2051

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	Jul 07, 2017
Property Address	285 E DEER TRAIL RD, CLAYTON, DE 19938-4153
Document Number	0000321881
Book / Page	008689 / 000258
Instrument Date	Jul 05, 2017
Instrument	321881
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,629.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 E DEER TRAIL RD CLAYTON DE 19938, CLAYTON, DE 19938

Mortgage

Document Number	321882
Date	Jul 07, 2017
Book Page	008689/000261
Instrument	321882

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 06, 2047

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated February 15, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2023	$1,270.00	$44,500 Land $5,600 Building $38,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 92 locations within half a mile of this property.

Nearby Properties on E Deer Trail Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures