285 E Brown Rd, Munger, MI 48747 Property Records

Bay County property record for 285 E Brown Rd, Munger, MI 48747 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1940
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Sep 2020)
Tax Bill	$2,431 (2026)
Deeds & Mortgages	Sep 2025 Second Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090-021-400-040-01`

Property Details

APN / Parcel Number

Primary APN	`090-021-400-040-01`

Interior

Full Baths	1 Bath
Building Area	1,120 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	46,174 sqft (1.06 acres)
Lot Dimensions	226 ft deep x 205 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	285 E BROWN RD
City	MUNGER
State	MI
Zip	48747-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG ON S SEC LN N89?52'01"E 365 FT FROM S 1/4 COR SEC 21, TH N0?07'59"W 226 FT, TH N89?52'01"E 205 FT, TH S0?07'59"E 226 FT,
Jurisdiction	BAY MI
Township / Civil Division	MERRITT
Census Block Group	5
Census Block	5052
Census Tract	285300

Owner

Source: Bay County records · APN 090-021-400-040-01

Assessment roll updated May 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	285 E BROWN RD, MUNGER, MI 48747-9303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKENMUTH CU
Sep 02, 2020	Warranty Deed, Transfer · Conventional with PMI FRANKENMUTH CU
Oct 14, 2020	Quit Claim Deed, Transfer CROSSROADS TITLE
Apr 10, 2020	Deed of Trust, Mortgage · Line of Credit GREENSTONE FARM CREDIT SVCS AC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2020 · Amount on Record
Deed Sale	Sep 02, 2020 · Amount on Record
Prior Sale	Feb 07, 1985
Deed Document Number	202012234
Prior Transfer Date	Aug 16, 2020
Prior Transfer Doc	0000014575
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	285 E BROWN RD, MUNGER, MI 48747-9303
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 E BROWN RD, MUNGER, MI 48747-9303

Mortgage

Document Number	0000012200
Date	Sep 26, 2025
Instrument	202512200

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2040

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Sep 02, 2020
Property Address	285 E BROWN RD, MUNGER, MI 48747-9303
Document Number	0000012234
Instrument Date	Aug 06, 2020
Instrument	12234
Transaction Type	Transfer
Record Updated	Feb 04, 2021
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1836 MERIDIAN ST REESE MI 487579456, REESE, MI 48757-9456

Mortgage

Document Number	12235
Date	Sep 02, 2020
Instrument	12235

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Oct 14, 2020
Property Address	285 E BROWN RD, MUNGER, MI 48747-9303
Document Number	0000014575
Instrument Date	Aug 06, 2020
Instrument	14575
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	CROSSROADS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	285 E BROWN RD MUNGER MI 487479303, MUNGER, MI 48747-9303

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	285 E BROWN RD, MUNGER, MI 48747-9303
Document Number	0000005468
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Nov 27, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	285 E BROWN RD MUNGER MI 487479303, MUNGER, MI 48747-9303

Mortgage

Document Number	0000005468
Date	Apr 17, 2020
Instrument	5468

Lender

Name	GREENSTONE FARM CREDIT SVCS AC
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Merritt Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,431.00 (+27.48%) Homeowner's exemption	$86,900 (+25.31%)	$173,800 (+25.31%)
2023		$69,350	$138,700
2022	$1,907.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172853005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	DSL	25 / 5
AT&T	Fixed Wireless	25 / 3
Air Advantage	Fixed Wireless (licensed-by-rule)	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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