285 Dowd Rd, Elyria, OH 44035 Property Records

Lorain County property record for 285 Dowd Rd, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1955
Square Footage	1,558 sqft Living Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$95,000 (2020)
Tax Bill	$2,768.00 (2025)

Owner

Source: Lorain County records · APN 06-25-032-104-009

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	285 DOWD RD, ELYRIA, OH 44035-2917
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Deed Doc Number	2020004294
Record Refreshed	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 30, 2020
Property Address	285 DOWD RD, ELYRIA, OH 44035-2917
Document Number	0000771763
Instrument Date	Jul 30, 2020
Instrument	771763
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 DOWD RD ELYRIA OH 440352917, ELYRIA, OH 44035-2917

Mortgage

Document Number	771764
Date	Jul 30, 2020
Instrument	771764

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,768.00	$58,050 (-0.01%) Land $9,450 Building $48,600	$165,870 (-) Land $27,000 Building $138,870
2024	$2,768.00 (+8.17%)	$58,055 (+25.62%) Land $9,450 Building $48,605	$165,870 (+25.62%) Land $27,000 Building $138,870
2023	$2,559.00 (+0.67%)	$46,214 (+0.01%) Land $7,490 Building $38,724	$132,040 (-) Land $21,400 Building $110,640
2022	$2,542.00	$46,210 Land $7,490 Building $38,720
2021			$132,040 Land $21,400 Building $110,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`06-25-032-104-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,558 sqft Living Area
1st Floor	944 sqft 1st Floor
2nd Floor	614 sqft 2nd Floor
Upper Floors	614 sqft Upper Floors
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1955
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	7,405 sqft (0.169 acres)
Depth X Width	150 ft x 50 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Detached Garage
Garage Area	880 sqft Garage

Exterior Amenities

Deck Area	100 sqft Deck
Patio Area	100 sqft Patio
Porch	Enclosed Porch
Porch Area	96 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	285 DOWD RD
City	ELYRIA
State	OH
Zip	44035-2917
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY 50.00 X 150.00
Legal Subdivision	SPRING VALLEY FRNT
Legal Tract	25
Legal Block	104
Legal Lot Number	174
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	3
Census Block	3015
Census Tract	70101