Champaign County property record for 285 Dellinger Rd, Urbana, OH 43078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,780 sqft · built 1941 |
| Lot Size | 1.14 acres (50,007 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Jun 2019) |
| Tax Bill | $2,906 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2019 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032896-0 |
| Primary APN | 032896-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,780 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Upper Floors Area | 576 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 50,007 sqft (1.14 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | 98 sqft |
| Canopy | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 032896-0 |
|---|---|
| Street Address | 285 DELLINGER RD |
| City | URBANA |
| State | OH |
| Zip | 43078-9703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RTS 11-05-24 __ PT OF NE1/4 SEC 24 |
| Legal Range | 11W |
| Legal Township | 25N |
| Legal Section | 3 |
| Jurisdiction | CHAMPAIGN OH |
| Township / Civil Division | URBANA |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 10400 |
Source: Champaign County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 285 DELLINGER RD, URBANA, OH 43078-9703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Aug 22, 2019 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES SAVINGS & LOAN CO |
| Jan 29, 2021 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES SAVINGS & LOAN CO |
| Oct 30, 2025 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Mar 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 20, 2019 | Warranty Deed, Transfer · Line of Credit THE PEOPLES SAVINGS & LOAN CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2019 · Amount on Record |
| Deed Sale | Jun 20, 2019 · Amount on Record |
| Prior Sale | Dec 23, 2010 · Amount on Record |
| Deed Document Number | 20192306 |
| Deed Book / Page | 566 / 2269 |
| Prior Transfer Date | Jun 15, 2019 |
| Prior Transfer Doc | 566/2269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Jun 1, 2026 |
| Property Address | 285 DELLINGER RD, URBANA, OH 43078-9703 |
| Document Number | 0000002164 |
| Book / Page | 606 / 1636 |
| Instrument Date | May 26, 2026 |
| Instrument | 20262164 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 285 DELLINGER RD, URBANA, OH 43078-9703 |
| Document Number | 0000002164, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 606/1636 |
| Instrument | 20262164 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 16, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 285 DELLINGER RD, URBANA, OH 43078-9703 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00567/1703 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 567/1703 |
| Instrument | 201900003308 |
| Name | THE PEOPLES SAVINGS & LOAN CO |
|---|---|
| Type | Bank |
| Address | WEST LIBERTY, OH 43357 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 19, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 285 DELLINGER RD, URBANA, OH 43078-9703 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00575/5684 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 575/5684 |
| Instrument | 202100000512 |
| Name | THE PEOPLES SAVINGS & LOAN CO |
|---|---|
| Type | Bank |
| Address | WEST LIBERTY, OH 43357 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 285 DELLINGER RD, URBANA, OH 43078-9703 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 285 DELLINGER RD, URBANA, OH 43078-9703 |
| Document Number | 0000603/28 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | 603/28 |
| Instrument | 202500004353 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Mar 28, 2023 |
| Property Address | 285 DELLINGER RD, URBANA, OH 43078-9703 |
| Document Number | 00589/5130 |
| Book / Page | 589 / 5130 |
| Instrument Date | Mar 20, 2023 |
| Instrument | 202300001083 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 285 DELLINGER RD, URBANA, OH 43078-9703 |
| Document Number | 202300001084 |
|---|---|
| Date | Mar 28, 2023 |
| Instrument | 202300001084 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Recording Date | Jun 20, 2019 |
| Property Address | 285 DELLINGER RD, URBANA, OH 43078-9703 |
| Document Number | 566/2269 |
| Book / Page | 566 / 2269 |
| Instrument Date | Jun 15, 2019 |
| Instrument | 201900002306 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 285 DELLINGER RD, URBANA, OH 43078-9703 |
| Document Number | 201900002307 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 201900002307 |
| Name | THE PEOPLES SAVINGS & LOAN CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2034 |
Source: Champaign County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Champaign County |
| County Subdivision | Urbana Township |
| Municipality | Urbana City |
| Unified School District | Urbana City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,906.00 (-0.92%) | $84,380 (+81.7%) Land $13,970 Building $70,410 | $241,100 (+81.7%) Land $39,920 Building $201,180 |
| 2024 | $2,933.00 (+48.06%) | $46,440 (-) Land $14,240 Building $32,200 | |
| 2023 | $1,981.00 (-0.5%) | $46,440 (-) Land $14,240 Building $32,200 | $132,690 (-) Land $40,690 Building $92,000 |
| 2022 | $1,991.00 | $46,440 Land $14,240 Building $32,200 | $132,690 Land $40,690 Building $92,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | URBANA CITY PWS serves 11,428 people · EPA ID OH1101212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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