285 Day Valley Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 285 Day Valley Rd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,645 sqft · built 1986
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on File
Last Sale	$15,000 (Jan 2012)
Tax Bill	$9,228 (2025)
Deeds & Mortgages	Mar 2022 Transfer Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-452-20`

Property Details

APN / Parcel Number

Primary APN	`041-452-20`
Alternative APN	`041-452-20-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,645 sqft Living Area
Gross Area	2,086 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	10,759 sqft (0.247 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	285 DAY VALLEY RD
City	APTOS
State	CA
Zip	95003-9541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	APTOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	122204

Owner

285 Day Valley Rd is owned and occupied by two individuals who acquired it in March 2022.

Source: Santa Cruz County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 DAY VALLEY RD, APTOS, CA 95003-9541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Intrafamily Transfer, Transfer
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2012 · Amount on File
Deed Sale	Jan 24, 2012 · Amount on File
Prior Sale	Dec 4, 2002 · Amount on File
Deed Document Number	20123962
Last Transfer Date	Mar 19, 2022
Transfer Doc	0000009253
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 22, 2022
Property Address	285 DAY VALLEY RD, APTOS, CA 95003-9541
Document Number	0000009253
Map Reference	VOL 1591 PG 153
Instrument Date	Mar 19, 2022
Instrument	2022-0009253
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 DAY VALLEY RD, APTOS, CA 95003-9541

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	285 DAY VALLEY RD, APTOS, CA 95003-9541
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 DAY VALLEY RD, APTOS, CA 95003-9541

Mortgage

Document Number	0000003362
Date	Feb 1, 2022
Instrument	2022-0003362

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	285 DAY VALLEY RD, APTOS, CA 95003-9541
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 DAY VALLEY RD, APTOS, CA 95003-9541

Mortgage

Document Number	0000001997
Date	Jan 13, 2021
Instrument	2021-0001997

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 285 Day Valley Rd was $9,228 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$795,548 (+2%) Land $470,923 Building $324,625
2025	$9,228.00 Homeowner's exemption	$779,950 Land $461,690 Building $318,260
2023	$8,407.00 (+1.85%) Homeowner's exemption	$749,664 Land $443,762 Building $305,902	$1,128,150
2022	$8,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Day Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Day Valley Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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